ZIP Code · IN

ZIP 46013

Part of Anderson, IN

Pop. 19,073·Madison County·109th most expensive ZIP in Indiana

Median rent (all units)

$1,112/mo

Year-over-Year

Stable

Month-over-Month

+2.6%

vs US Median

-$820

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 46013 · $1,112

More affordable than 95% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$860

1 BR

$880

2 BR

$1,160

3 BR

$1,530

4 BR+

$1,540

Research median

$1,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($49,310) is $1,233 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,160); a 3-bedroom is $1,530.

Rank in Anderson

2nd cheapest of 3 ZIP codes in Anderson.

Cheaper nearby

ZIP 46016, 3 miles away, rents for 11% less ($988/mo), about $1,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 46013. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,344/yr

At $1,112/mo median

Location

CityAnderson

StateIN

CountyMadison County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.6% MoM), not inventory.

Demographics

Who lives here

ZIP 46013 (Anderson, IN) is majority owner-occupied, has a large retiree population, has a median income below the national average, 17.5% of residents hold a bachelor's degree or higher.

Population

19,073

Median income

$49,310

Median age

42.1

Renters

34.8%

Age distribution

22%

20.9%

21.5%

13%

22.5%

Under 1822%

18–3420.9%

35–5421.5%

55–6413%

65+22.5%

Gender

47.3%

52.7%

Male47.3%

Female52.7%

Race & ethnicity

80.5%

White80.5%

Black9.2%

Hispanic3.3%

Other6.7%

Education (25+)

38.5%

35.8%

17.5%

No HS diploma8.1%

HS diploma38.5%

Some college35.8%

Bachelor's+17.5%

Housing tenure

65.2%

34.8%

Owner65.2%

Renter34.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46013 in Anderson, IN has changed in 5 years

Income

$44,654 → $49,310

up 10.4%

Population

16,398 → 19,073

up 16.3%

Renter share

36.6% → 34.8%

-1.8 pts

Bachelor's+

17.3% → 17.5%

+0.2 pts

Median age

43.8 → 42.1

-1.7 yrs

Median household income climbed from $44,654 to $49,310 between 2021 and 2024, a 10.4% shift. Census counts show ZIP 46013 in Anderson, IN adding about 2,675 residents over the five-year window, up 16.3% on net. The renter share has eased from 36.6% to 34.8%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 46013

Last updated: October 17, 2026

ZIP code 46013 covers Anderson, IN. The median rent here is $1,112/mo as of October 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,160/mo.

At 27% of local median household income ($49,310/yr), ZIP 46013 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 46013?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (about $21/hour full-time) to afford the median rent of $1,112/mo in ZIP 46013. The local median household income is $49,310/yr, so the typical household meets that bar.