RentDataNowRentDataNow
ZIP Code · IN

ZIP 46312

Pop. 26,022·Lake County·123rd most expensive ZIP in Indiana
Median rent (all units)
$1,019/mo
Year-over-Year
+9.0%
Month-over-Month
-1.1%
vs US Median
-$946
Falling (Monthly)
Be the first to discuss 46312 rents ↓
Most AffordableMost Expensive
ZIP 46312 · $1,019
More affordable than 97% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$760
1 BR
$850
2 BR
$1,040
3 BR
$1,270
4 BR+
$1,380
Research median
$1,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$12,228/yr
At $1,019/mo median
Location
StateIN
CountyLake County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 9.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+9.0% YoY, -1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 46312 (East Chicago, IN) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 10.7% of residents hold a bachelor's degree or higher.

Population
26,022
Median income
$42,125
Median age
36.5
Renters
57.1%
Age distribution
25.3%
22.4%
27.7%
14.1%
Under 1825.3%
18–3422.4%
35–5427.7%
55–6410.5%
65+14.1%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
36.8%
57.2%
White12.8%
Black36.8%
Hispanic57.2%
Education (25+)
26.2%
39.1%
24%
No HS diploma26.2%
HS diploma39.1%
Some college24%
Bachelor's+10.7%
Housing tenure
42.9%
57.1%
Owner42.9%
Renter57.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46312 in East Chicago, IN has changed in 5 years

Income
$37,807 → $42,125
up 11.4%
Population
26,502 → 26,022
down 1.8%
Renter share
55.9% → 57.1%
+1.2 pts
Bachelor's+
9.7% → 10.7%
+1.0 pts
Median age
35.8 → 36.5
+0.7 yrs

Census figures show median household income at $42,125 today, compared with $37,807 five years earlier. Headcount in the area went from 26,502 to 26,022 between 2021 and 2024, a 1.8% change.

Community

Discussions about ZIP 46312

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 46312

About renting in ZIP 46312

Last updated: July 20, 2026

ZIP code 46312 covers East Chicago, IN. The median rent here is $1,019/mo as of July 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,040/mo.

At 29% of local median household income ($42,125/yr), ZIP 46312 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46312?

As of July 20, 2026, the median monthly rent in ZIP 46312 (East Chicago, IN) is $1,019. This is based on aggregated data from public sources and community submissions.

How does ZIP 46312 rent compare to the US average?

ZIP 46312's median rent of $1,019/mo is $946 (48%) below the US national median of $1,965/mo.

How does ZIP 46312 compare to other ZIPs in Indiana?

ZIP 46312 is among the more affordable ZIP codes in Indiana, ranking #123 out of 144 ZIPs at $1,019/mo.

How much income do you need to rent in ZIP 46312?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (~$20/hour full-time) to afford the median rent of $1,019/mo in ZIP 46312. The local median household income is $42,125/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46312?

Rent in ZIP 46312 has increased 9.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46312 an affordable place to rent?

ZIP 46312 is considered affordable for renters. At $1,019/mo, rent takes approximately 29% of the local median household income ($42,125/yr). The standard benchmark is 30%. ZIP 46312 falls comfortably within that range.

What percentage of ZIP 46312 residents rent vs. own?

According to Census data, approximately 57.1% of ZIP 46312 households are renters, while 42.9% are owner-occupied. With a majority renter population, ZIP 46312 has a strong rental market.

How does ZIP 46312 compare to the rest of East Chicago?

ZIP 46312 sits right at the East Chicago citywide median of $1,019/mo.

When was rent data for ZIP 46312 last updated?

Rent data for ZIP 46312 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,019/mo, rent takes ~29% of ZIP 46312's median household income ($42,125/yr). The standard benchmark is 30%.

ZIP 46312 29%Benchmark 30%
State income tax3.05%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 46312 (East Chicago, IN)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.