ZIP Code · IN

ZIP 46356

Part of Lowell, IN

Pop. 19,721·Lake County·75th most expensive ZIP in Indiana

Median rent (all units)

$1,304/mo

Year-over-Year

Stable

Month-over-Month

+1.9%

vs US Median

-$628

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 46356 · $1,304

More affordable than 86% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,060

1 BR

$1,200

2 BR

$1,460

3 BR

$1,790

4 BR+

$1,930

Research median

$1,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($89,217) is $2,230 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,930).

From Zillow's monthly rent index (ZORI) for ZIP 46356. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,648/yr

At $1,304/mo median

Location

CityLowell

StateIN

CountyLake County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.9% MoM), not inventory.

Demographics

Who lives here

ZIP 46356 (Lowell, IN) is majority owner-occupied, 22.3% of residents hold a bachelor's degree or higher.

Population

19,721

Median income

$89,217

Median age

41.1

Renters

11.5%

Age distribution

25%

18.9%

24.2%

13.2%

18.7%

Under 1825%

18–3418.9%

35–5424.2%

55–6413.2%

65+18.7%

Gender

51.2%

48.8%

Male51.2%

Female48.8%

Race & ethnicity

90.4%

White90.4%

Hispanic8.1%

Other1%

Education (25+)

36.4%

37.3%

22.3%

No HS diploma4%

HS diploma36.4%

Some college37.3%

Bachelor's+22.3%

Housing tenure

88.5%

Owner88.5%

Renter11.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46356 in Lowell, IN has changed in 5 years

Income

$76,344 → $89,217

up 16.9%

Population

18,538 → 19,721

up 6.4%

Renter share

13.4% → 11.5%

-1.9 pts

Bachelor's+

18.6% → 22.3%

+3.7 pts

Median age

40 → 41.1

+1.1 yrs

On the earnings side, the typical household in ZIP 46356 in Lowell, IN now reports about $89,217, up from $76,344 in 2021. Headcount in the area went from 18,538 to 19,721 between 2021 and 2024, a 6.4% change. About 11.5% of households rent today, against 13.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 18.6% to 22.3%.

Community

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Local insights

Tips for renters in ZIP 46356

About renting in ZIP 46356

Last updated: October 17, 2026

ZIP code 46356 covers Lowell, IN. The median rent here is $1,304/mo as of October 2026. A 1-bedroom rents for a median of $1,200/mo. A 2-bedroom rents for a median of $1,460/mo.

At 18% of local median household income ($89,217/yr), ZIP 46356 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 46356?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,304/mo in ZIP 46356. The local median household income is $89,217/yr, so the typical household meets that bar.