ZIP Code · IN

ZIP 46814

Part of Fort Wayne, IN

Pop. 16,778·Allen County·9th most expensive ZIP in Indiana

Median rent (all units)

$2,049/mo

Year-over-Year

Stable

Month-over-Month

-1.2%

vs US Median

+$101

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 46814 · $2,049

More expensive than 63% of US ZIP codes · National median $1,948/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,320

1 BR

$1,360

2 BR

$1,650

3 BR

$2,050

4 BR+

$2,240

Research median

$1,650/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($147,280) is $3,682 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,240).

Rank in Fort Wayne

10th cheapest of 10 ZIP codes in Fort Wayne.

Cheaper nearby

ZIP 46802, 7 miles away, rents for 49% less ($1,047/mo), about $12,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 46814. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,588/yr

At $2,049/mo median

Location

CityFort Wayne

StateIN

CountyAllen County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -1.2% MoM), not inventory.

Demographics

Who lives here

ZIP 46814 (Fort Wayne, IN) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 62.8% of residents hold a bachelor's degree or higher.

Population

16,778

Median income

$147,280

Median age

36.8

Renters

8.7%

Age distribution

32.9%

13.4%

27.1%

13.8%

12.8%

Under 1832.9%

18–3413.4%

35–5427.1%

55–6413.8%

65+12.8%

Gender

49.4%

50.6%

Male49.4%

Female50.6%

Race & ethnicity

82.4%

White82.4%

Black2.4%

Hispanic2.7%

Asian6%

Other6.4%

Education (25+)

12.7%

22.1%

62.8%

No HS diploma2.4%

HS diploma12.7%

Some college22.1%

Bachelor's+62.8%

Housing tenure

91.3%

Owner91.3%

Renter8.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46814 in Fort Wayne, IN has changed in 5 years

Income

$121,678 → $147,280

up 21.0%

Population

16,180 → 16,778

up 3.7%

Renter share

8.7% → 8.7%

+0.0 pts

Bachelor's+

60.7% → 62.8%

+2.1 pts

Local incomes tracked alongside that move, going from a median of $121,678 in 2021 to $147,280 more recently. Headcount in the area went from 16,180 to 16,778 between 2021 and 2024, a 3.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 60.7% to 62.8%.

Community

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Local insights

Tips for renters in ZIP 46814

About renting in ZIP 46814

Last updated: September 25, 2026

ZIP code 46814 covers Fort Wayne, IN. The median rent here is $2,049/mo as of September 2026. A 1-bedroom rents for a median of $1,360/mo. A 2-bedroom rents for a median of $1,650/mo.

At 17% of local median household income ($147,280/yr), ZIP 46814 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 46814?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,049/mo in ZIP 46814. The local median household income is $147,280/yr, so the typical household meets that bar.