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ZIP Code · IN

ZIP 46901

Part of Kokomo, IN
Pop. 38,082·Howard County·130th most expensive ZIP in Indiana
Median rent (all units)
$987/mo
Year-over-Year
+0.5%
Month-over-Month
+1.1%
vs US Median
-$978
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46901 · $987
More affordable than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$820
1 BR
$830
2 BR
$1,050
3 BR
$1,290
4 BR+
$1,460
Research median
$1,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$11,844/yr
At $987/mo median
Location
CityKokomo
StateIN
CountyHoward County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.5% YoY, +1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 46901 (Kokomo, IN) is majority owner-occupied, has a median income below the national average, 17.4% of residents hold a bachelor's degree or higher.

Population
38,082
Median income
$60,495
Median age
40.5
Renters
30%
Age distribution
23.3%
20.9%
23.4%
13.9%
18.6%
Under 1823.3%
18–3420.9%
35–5423.4%
55–6413.9%
65+18.6%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
84.2%
White84.2%
Black8.1%
Hispanic4.6%
Other2.8%
Education (25+)
40.4%
31.7%
17.4%
No HS diploma10.5%
HS diploma40.4%
Some college31.7%
Bachelor's+17.4%
Housing tenure
70%
30%
Owner70%
Renter30%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46901 in Kokomo, IN has changed in 5 years

Income
$55,466 → $60,495
up 9.1%
Population
39,015 → 38,082
down 2.4%
Renter share
27.1% → 30%
+2.9 pts
Bachelor's+
17.6% → 17.4%
-0.2 pts

Census figures show median household income at $60,495 today, compared with $55,466 five years earlier. Census counts show ZIP 46901 in Kokomo, IN losing about 933 residents over the five-year window, down 2.4% on net. The renter share has risen from 27.1% to 30%, with owner-occupied housing accounting for the remainder.

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Local insights

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About renting in ZIP 46901

Last updated: July 20, 2026

ZIP code 46901 covers Kokomo, IN. The median rent here is $987/mo as of July 2026. A 1-bedroom rents for a median of $830/mo. A 2-bedroom rents for a median of $1,050/mo.

At 20% of local median household income ($60,495/yr), ZIP 46901 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46901?

As of July 20, 2026, the median monthly rent in ZIP 46901 (Kokomo, IN) is $987. This is based on aggregated data from public sources and community submissions.

How does ZIP 46901 rent compare to the US average?

ZIP 46901's median rent of $987/mo is $978 (50%) below the US national median of $1,965/mo.

How does ZIP 46901 compare to other ZIPs in Indiana?

ZIP 46901 is among the more affordable ZIP codes in Indiana, ranking #130 out of 144 ZIPs at $987/mo.

How much income do you need to rent in ZIP 46901?

To keep rent at or below 30% of gross income, you would need to earn at least $39,000/year (~$19/hour full-time) to afford the median rent of $987/mo in ZIP 46901. The local median household income is $60,495/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46901?

Rent in ZIP 46901 has increased 0.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46901 an affordable place to rent?

ZIP 46901 is considered very affordable for renters. At $987/mo, rent takes approximately 20% of the local median household income ($60,495/yr). The standard benchmark is 30%. ZIP 46901 falls comfortably within that range.

What percentage of ZIP 46901 residents rent vs. own?

According to Census data, approximately 30% of ZIP 46901 households are renters, while 70% are owner-occupied. ZIP 46901 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46901 compare to the rest of Kokomo?

ZIP 46901 is more affordable than Kokomo overall. At $987/mo, it's $22 below the Kokomo citywide median of $1,009/mo.

When was rent data for ZIP 46901 last updated?

Rent data for ZIP 46901 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $987/mo, rent takes ~20% of ZIP 46901's median household income ($60,495/yr). The standard benchmark is 30%.

ZIP 46901 20%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46901 (Kokomo, IN)

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