ZIP Code · MI

ZIP 48038

Pop. 44,422·Macomb County·118th most expensive ZIP in Michigan
Median rent (all units)
$1,305/mo
Year-over-Year
+3.1%
Month-over-Month
+0.2%
vs US Median
-$627
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 48038 · $1,305
More affordable than 86% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,180
1 BR
$1,310
2 BR
$1,650
3 BR
$2,020
4 BR+
$2,180
Research median
$1,650/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 48038 is at its highest level since Zillow's records here began in January 2023.

Past year vs. the rest of Michigan

Rent in ZIP 48038 changed +3.1% over the year to September 2026. Across the 134 Michigan ZIP codes Zillow tracks, the typical change was +4.4%.

Recent direction

Rent has risen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($78,567) is $1,964 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,650); a 3-bedroom is $2,020.

From Zillow's monthly rent index (ZORI) for ZIP 48038. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,660/yr
At $1,305/mo median
Location
StateMI
CountyMacomb County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.1% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 48038 (Clinton Township, MI) is majority owner-occupied, has a large retiree population, 30.2% of residents hold a bachelor's degree or higher.

Population
44,422
Median income
$78,567
Median age
41.6
Renters
37.7%
Age distribution
17.5%
23.1%
24.3%
12.3%
22.8%
Under 1817.5%
18–3423.1%
35–5424.3%
55–6412.3%
65+22.8%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
77.4%
White77.4%
Black10.5%
Hispanic3%
Asian3.1%
Other5.9%
Education (25+)
28.8%
34.6%
30.2%
No HS diploma6.4%
HS diploma28.8%
Some college34.6%
Bachelor's+30.2%
Housing tenure
62.3%
37.7%
Owner62.3%
Renter37.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 48038 in Clinton Township, MI has changed in 5 years

Rent
$1,192 → $1,305
up 9.5%
Income
$70,115 → $78,567
up 12.1%
Population
43,982 → 44,422
up 1.0%
Renter share
37.7% → 37.7%
+0.0 pts
Bachelor's+
28% → 30.2%
+2.2 pts

Five years ago, renters in ZIP 48038 in Clinton Township, MI paid around $1,192 a month. That figure now sits near $1,305, up 9.5% from the 2023 baseline. On the earnings side, the typical household in ZIP 48038 in Clinton Township, MI now reports about $78,567, up from $70,115 in 2021. Census counts show ZIP 48038 in Clinton Township, MI adding about 440 residents over the five-year window, up 1.0% on net. Bachelor's-degree-or-higher attainment moved from 28% to 30.2% across the same window. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 48038 in Clinton Township, MI reflects that arc in its own way.

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Local insights

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About renting in ZIP 48038

Last updated: October 17, 2026

ZIP code 48038 covers Clinton Township, MI. The median rent here is $1,305/mo as of October 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,650/mo.

At 20% of local median household income ($78,567/yr), ZIP 48038 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 48038?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,305/mo in ZIP 48038. The local median household income is $78,567/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 48038?

Rent in ZIP 48038 has risen 3.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2023.

How does ZIP 48038 compare to other ZIPs in Michigan?

ZIP 48038 is one of the more affordable among Michigan ZIP codes for rent, ranking #118 of 168 at $1,305/mo. Over the year to September 2026, rent in ZIP 48038 changed +3.1%, against a typical +4.4% across the 134 Michigan ZIP codes Zillow tracks.

How does ZIP 48038 compare to the rest of Clinton Township?

At $1,305/mo, ZIP 48038 is $8 above the Clinton Township citywide median of $1,297/mo.
Income Affordability
20%
VERY AFFORDABLE

At $1,305/mo, rent takes ~20% of ZIP 48038's median household income ($78,567/yr). The standard benchmark is 30%.

ZIP 48038 20%Benchmark 30%
State income tax4.25%
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Schools nearby

Public schools near ZIP 48038 (Clinton Township, MI)

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