ZIP Code · MI

ZIP 48446

Part of Lapeer, MI

Pop. 30,581·Lapeer County·86th most expensive ZIP in Michigan

Median rent (all units)

$1,463/mo

Year-over-Year

Stable

Month-over-Month

+1.7%

vs US Median

-$469

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 48446 · $1,463

More affordable than 76% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$870

1 BR

$970

2 BR

$1,220

3 BR

$1,490

4 BR+

$1,620

Research median

$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($66,062) is $1,652 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,620).

From Zillow's monthly rent index (ZORI) for ZIP 48446. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,556/yr

At $1,463/mo median

Location

CityLapeer

StateMI

CountyLapeer County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.7% MoM), not inventory.

Demographics

Who lives here

ZIP 48446 (Lapeer, MI) is majority owner-occupied, has a large retiree population, 19.3% of residents hold a bachelor's degree or higher.

Population

30,581

Median income

$66,062

Median age

43.4

Renters

21.1%

Age distribution

19.2%

20.3%

23.4%

14.8%

22.3%

Under 1819.2%

18–3420.3%

35–5423.4%

55–6414.8%

65+22.3%

Gender

51.5%

48.5%

Male51.5%

Female48.5%

Race & ethnicity

89.8%

White89.8%

Black2.7%

Hispanic3.6%

Other3.6%

Education (25+)

39.6%

33.6%

19.3%

No HS diploma7.5%

HS diploma39.6%

Some college33.6%

Bachelor's+19.3%

Housing tenure

78.9%

21.1%

Owner78.9%

Renter21.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 48446 in Lapeer, MI has changed in 5 years

Income

$62,361 → $66,062

up 5.9%

Population

30,508 → 30,581

up 0.2%

Renter share

18.8% → 21.1%

+2.3 pts

Bachelor's+

18.1% → 19.3%

+1.2 pts

Median age

44.4 → 43.4

-1.0 yrs

On the earnings side, the typical household in ZIP 48446 in Lapeer, MI now reports about $66,062, up from $62,361 in 2021. Renters now make up 21.1% of households, compared with 18.8% five years ago.

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Local insights

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About renting in ZIP 48446

Last updated: October 17, 2026

ZIP code 48446 covers Lapeer, MI. The median rent here is $1,463/mo as of October 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,220/mo.

At 27% of local median household income ($66,062/yr), ZIP 48446 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 48446?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,463/mo in ZIP 48446. The local median household income is $66,062/yr, so the typical household meets that bar.