ZIP Code · MI

ZIP 49442

Part of Muskegon, MI

Pop. 44,766·Muskegon County·151st most expensive ZIP in Michigan

Median rent (all units)

$1,132/mo

Year-over-Year

+4.9%

Month-over-Month

-0.3%

vs US Median

-$800

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 49442 · $1,132

More affordable than 94% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$880

2 BR

$1,150

3 BR

$1,390

4 BR+

$1,520

Research median

$1,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 49442 is 0.5% below its high of $1,138 in July 2026, at $1,132 as of September 2026.

Past year vs. the rest of Michigan

Rent in ZIP 49442 changed +4.9% over the year to September 2026. Across the 134 Michigan ZIP codes Zillow tracks, the typical change was +4.4%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($48,563) is $1,214 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,150); a 3-bedroom is $1,390.

From Zillow's monthly rent index (ZORI) for ZIP 49442. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,584/yr

At $1,132/mo median

Location

CityMuskegon

StateMI

CountyMuskegon County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.9% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 49442 (Muskegon, MI) is majority owner-occupied, has a median income below the national average, 10.4% of residents hold a bachelor's degree or higher.

Population

44,766

Median income

$48,563

Median age

37.6

Renters

30.6%

Age distribution

22.1%

23.7%

25.9%

13.7%

14.6%

Under 1822.1%

18–3423.7%

35–5425.9%

55–6413.7%

65+14.6%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

65.5%

20.7%

White65.5%

Black20.7%

Hispanic8.6%

Asian1%

Other4.2%

Education (25+)

13.9%

43.5%

32.2%

No HS diploma13.9%

HS diploma43.5%

Some college32.2%

Bachelor's+10.4%

Housing tenure

69.4%

30.6%

Owner69.4%

Renter30.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 49442 in Muskegon, MI has changed in 5 years

Rent

$911 → $1,132

up 24.3%

Income

$43,943 → $48,563

up 10.5%

Population

45,240 → 44,766

down 1.0%

Renter share

33.3% → 30.6%

-2.7 pts

Bachelor's+

10% → 10.4%

+0.4 pts

Median age

35.9 → 37.6

+1.7 yrs

Compared with 2023, rent in ZIP 49442 in Muskegon, MI has climbed by $221 per month, settling near $1,132 after starting the period at $911. Median household income grew from $43,943 to $48,563 between 2021 and 2024, a 10.5% shift. Rent outpaced income growth by roughly 13.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 45,240 to 44,766 between 2021 and 2024, a 1.0% change. About 30.6% of households rent today, against 33.3% in 2021. Taken together, the five-year picture in ZIP 49442 in Muskegon, MI reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 49442

Last updated: October 17, 2026

ZIP code 49442 covers Muskegon, MI. The median rent here is $1,132/mo as of October 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,150/mo.

At 28% of local median household income ($48,563/yr), ZIP 49442 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 49442?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (about $22/hour full-time) to afford the median rent of $1,132/mo in ZIP 49442. The local median household income is $48,563/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 49442?

Rent in ZIP 49442 has risen 4.9% over the past year as of September 2026. It sits 0.5% below its high of $1,138 in July 2026.

How does ZIP 49442 compare to other ZIPs in Michigan?

ZIP 49442 is one of the more affordable among Michigan ZIP codes for rent, ranking #151 of 168 at $1,132/mo. Over the year to September 2026, rent in ZIP 49442 changed +4.9%, against a typical +4.4% across the 134 Michigan ZIP codes Zillow tracks.