ZIP Code · MI

ZIP 49456

Pop. 19,931·Ottawa County·17th most expensive ZIP in Michigan
Median rent (all units)
$1,983/mo
Year-over-Year
Stable
Month-over-Month
-3.2%
vs US Median
+$51
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 49456 · $1,983
More expensive than 61% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,040
1 BR
$1,310
2 BR
$1,500
3 BR
$1,900
4 BR+
$2,220
Research median
$1,500/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($92,672) is $2,317 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,220).

Cheaper nearby

ZIP 49417, 5 miles away, rents for 15% less ($1,690/mo), about $3,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 49456. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,796/yr
At $1,983/mo median
Location
StateMI
CountyOttawa County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.2% MoM), not inventory.
Demographics

Who lives here

ZIP 49456 (Ferrysburg, MI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.1% of residents hold a bachelor's degree or higher.

Population
19,931
Median income
$92,672
Median age
46.5
Renters
17.7%
Age distribution
19.8%
17.4%
24%
14.1%
24.7%
Under 1819.8%
18–3417.4%
35–5424%
55–6414.1%
65+24.7%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
92.9%
White92.9%
Black0.6%
Hispanic3%
Other3.2%
Education (25+)
20.3%
28.8%
48.1%
No HS diploma2.8%
HS diploma20.3%
Some college28.8%
Bachelor's+48.1%
Housing tenure
82.3%
17.7%
Owner82.3%
Renter17.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 49456 in Ferrysburg, MI has changed in 5 years

Income
$73,902 → $92,672
up 25.4%
Population
19,911 → 19,931
up 0.1%
Renter share
18.9% → 17.7%
-1.2 pts
Bachelor's+
43% → 48.1%
+5.1 pts
Median age
47.2 → 46.5
-0.7 yrs

Median household income climbed from $73,902 to $92,672 between 2021 and 2024, a 25.4% shift. Bachelor's-degree-or-higher attainment moved from 43% to 48.1% across the same window.

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Local insights

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About renting in ZIP 49456

Last updated: October 17, 2026

ZIP code 49456 covers Ferrysburg, MI. The median rent here is $1,983/mo as of October 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,500/mo.

At 26% of local median household income ($92,672/yr), ZIP 49456 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 49456?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,983/mo in ZIP 49456. The local median household income is $92,672/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 49456?

Rent in ZIP 49456 has been roughly flat over the past year, a 0.0% change.

How does ZIP 49456 compare to other ZIPs in Michigan?

ZIP 49456 is one of the pricier among Michigan ZIP codes for rent, ranking #17 of 168 at $1,983/mo.
Income Affordability
26%
AFFORDABLE

At $1,983/mo, rent takes ~26% of ZIP 49456's median household income ($92,672/yr). The standard benchmark is 30%.

ZIP 49456 26%Benchmark 30%
State income tax4.25%
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Schools nearby

Public schools near ZIP 49456 (Ferrysburg, MI)

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