ZIP Code · MN

ZIP 55103

Part of Saint Paul, MN

Pop. 13,125·Ramsey County·100th most expensive ZIP in Minnesota

Median rent (all units)

$1,417/mo

Year-over-Year

+0.8%

Month-over-Month

Stable

vs US Median

-$515

Reported rents

Stable (Monthly)

Be the first to discuss 55103 rents ↓

Most AffordableMost Expensive

ZIP 55103 · $1,417

More affordable than 79% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,100

1 BR

$1,250

2 BR

$1,520

3 BR

$2,020

4 BR+

$2,270

Research median

$1,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Minnesota

Rent in ZIP 55103 changed +0.9% over the year to September 2026. Across the 102 Minnesota ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($48,390) is $1,210 a month. That covers HUD's Fair Market Rent for up to a studio ($1,100); a 1-bedroom is $1,250.

Rank in Saint Paul

4th cheapest of 12 ZIP codes in Saint Paul.

Cheaper nearby

ZIP 55130, 2 miles away, rents for 14% less ($1,225/mo), about $2,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 55103. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,004/yr

At $1,417/mo median

Location

CitySaint Paul

StateMN

CountyRamsey County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.8% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 55103 (Saint Paul, MN) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 28.2% of residents hold a bachelor's degree or higher.

Population

13,125

Median income

$48,390

Median age

Renters

58.3%

Age distribution

25.3%

28.5%

22.9%

12.3%

Under 1825.3%

18–3428.5%

35–5422.9%

55–6412.3%

65+10.9%

Gender

50.5%

49.5%

Male50.5%

Female49.5%

Race & ethnicity

32.4%

33.8%

20.1%

White32.4%

Black33.8%

Hispanic10.2%

Asian20.1%

Other3.5%

Education (25+)

18.9%

22.3%

30.6%

28.2%

No HS diploma18.9%

HS diploma22.3%

Some college30.6%

Bachelor's+28.2%

Housing tenure

41.7%

58.3%

Owner41.7%

Renter58.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55103 in Saint Paul, MN has changed in 5 years

Income

$41,101 → $48,390

up 17.7%

Population

14,187 → 13,125

down 7.5%

Renter share

59.6% → 58.3%

-1.3 pts

Bachelor's+

25.5% → 28.2%

+2.7 pts

Local incomes tracked alongside that move, going from a median of $41,101 in 2021 to $48,390 more recently. Headcount in the area went from 14,187 to 13,125 between 2021 and 2024, a 7.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 25.5% to 28.2%.

Community

Discussions about ZIP 55103

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 55103

About renting in ZIP 55103

Last updated: October 17, 2026

ZIP code 55103 covers Saint Paul, MN. The median rent here is $1,417/mo as of October 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,520/mo.

At 35% of local median household income ($48,390/yr), ZIP 55103 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 55103?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,417/mo in ZIP 55103. The local median household income is $48,390/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 55103?

Rent in ZIP 55103 has risen 0.8% over the past year.

How does ZIP 55103 compare to other ZIPs in Minnesota?

ZIP 55103 is one of the more affordable among Minnesota ZIP codes for rent, ranking #100 of 123 at $1,417/mo. Over the year to September 2026, rent in ZIP 55103 changed +0.9%, against a typical +3.4% across the 102 Minnesota ZIP codes Zillow tracks.