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ZIP Code · MN

ZIP 55103

Pop. 13,125·Ramsey County·102nd most expensive ZIP in Minnesota
Median rent (all units)
$1,408/mo
Year-over-Year
+26.9%
Month-over-Month
-8.6%
vs US Median
-$557
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 55103 · $1,408
More affordable than 80% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,250
2 BR
$1,520
3 BR
$2,020
4 BR+
$2,270
Research median
$1,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,896/yr
At $1,408/mo median
Location
StateMN
CountyRamsey County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 26.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+26.9% YoY, -8.6% MoM), not inventory.
Demographics

Who lives here

ZIP 55103 (Saint Paul, MN) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 28.2% of residents hold a bachelor's degree or higher.

Population
13,125
Median income
$48,390
Median age
33
Renters
58.3%
Age distribution
25.3%
28.5%
22.9%
12.3%
Under 1825.3%
18–3428.5%
35–5422.9%
55–6412.3%
65+10.9%
Gender
50.5%
49.5%
Male50.5%
Female49.5%
Race & ethnicity
32.4%
33.8%
20.1%
White32.4%
Black33.8%
Hispanic10.2%
Asian20.1%
Other3.5%
Education (25+)
18.9%
22.3%
30.6%
28.2%
No HS diploma18.9%
HS diploma22.3%
Some college30.6%
Bachelor's+28.2%
Housing tenure
41.7%
58.3%
Owner41.7%
Renter58.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55103 in Saint Paul, MN has changed in 5 years

Income
$41,101 → $48,390
up 17.7%
Population
14,187 → 13,125
down 7.5%
Renter share
59.6% → 58.3%
-1.3 pts
Bachelor's+
25.5% → 28.2%
+2.7 pts

Local incomes tracked alongside that move, going from a median of $41,101 in 2021 to $48,390 more recently. Headcount in the area went from 14,187 to 13,125 between 2021 and 2024, a 7.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 25.5% to 28.2%.

Community

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Local insights

Tips for renters in ZIP 55103

About renting in ZIP 55103

Last updated: July 20, 2026

ZIP code 55103 covers Saint Paul, MN. The median rent here is $1,408/mo as of July 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,520/mo.

At 35% of local median household income ($48,390/yr), ZIP 55103 ranks as moderate compared to the national benchmark of 30%. Rents have increased 26.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 55103?

As of July 20, 2026, the median monthly rent in ZIP 55103 (Saint Paul, MN) is $1,408. This is based on aggregated data from public sources and community submissions.

How does ZIP 55103 rent compare to the US average?

ZIP 55103's median rent of $1,408/mo is $557 (28%) below the US national median of $1,965/mo.

How does ZIP 55103 compare to other ZIPs in Minnesota?

ZIP 55103 is among the more affordable ZIP codes in Minnesota, ranking #102 out of 123 ZIPs at $1,408/mo.

How much income do you need to rent in ZIP 55103?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (~$27/hour full-time) to afford the median rent of $1,408/mo in ZIP 55103. The local median household income is $48,390/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 55103?

Rent in ZIP 55103 has increased 26.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 55103 an affordable place to rent?

ZIP 55103 is considered moderate for renters. At $1,408/mo, rent takes approximately 35% of the local median household income ($48,390/yr). The standard benchmark is 30%. ZIP 55103 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 55103 residents rent vs. own?

According to Census data, approximately 58.3% of ZIP 55103 households are renters, while 41.7% are owner-occupied. With a majority renter population, ZIP 55103 has a strong rental market.

How does ZIP 55103 compare to the rest of Saint Paul?

ZIP 55103 is more affordable than Saint Paul overall. At $1,408/mo, it's $72 below the Saint Paul citywide median of $1,480/mo.

When was rent data for ZIP 55103 last updated?

Rent data for ZIP 55103 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $1,408/mo, rent takes ~35% of ZIP 55103's median household income ($48,390/yr). The standard benchmark is 30%.

ZIP 55103 35%Benchmark 30%
State income tax5.35–9.85%
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Schools nearby

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