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ZIP Code · MN

ZIP 55104

Pop. 45,762·Ramsey County·99th most expensive ZIP in Minnesota
Median rent (all units)
$1,436/mo
Year-over-Year
-3.0%
Month-over-Month
-2.5%
vs US Median
-$529
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 55104 · $1,436
More affordable than 78% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,110
1 BR
$1,260
2 BR
$1,530
3 BR
$2,020
4 BR+
$2,270
Research median
$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,232/yr
At $1,436/mo median
Location
StateMN
CountyRamsey County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 3.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-3.0% YoY, -2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 55104 (Saint Paul, MN) is roughly split between renters and owners, skews toward younger working-age adults, 52.7% of residents hold a bachelor's degree or higher.

Population
45,762
Median income
$75,712
Median age
33.4
Renters
46.9%
Age distribution
21.8%
30.8%
26.1%
Under 1821.8%
18–3430.8%
35–5426.1%
55–649.6%
65+11.7%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
60.4%
19.1%
White60.4%
Black19.1%
Hispanic6.8%
Asian6%
Other7.6%
Education (25+)
15.9%
24.2%
52.7%
No HS diploma7.2%
HS diploma15.9%
Some college24.2%
Bachelor's+52.7%
Housing tenure
53.1%
46.9%
Owner53.1%
Renter46.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55104 in Saint Paul, MN has changed in 5 years

Rent
$1,313 → $1,436
up 9.4%
Income
$65,905 → $75,712
up 14.9%
Population
44,643 → 45,762
up 2.5%
Renter share
47.8% → 46.9%
-0.9 pts
Bachelor's+
50.6% → 52.7%
+2.1 pts
Median age
32 → 33.4
+1.4 yrs

Rent in ZIP 55104 in Saint Paul, MN has increased 9.4% since 2021, going from about $1,313 per month to roughly $1,436 today. On the earnings side, the typical household in ZIP 55104 in Saint Paul, MN now reports about $75,712, up from $65,905 in 2021. Income growth outran rent by about 5.5 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 44,643 to 45,762 between 2021 and 2024, a 2.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 50.6% to 52.7%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 55104 in Saint Paul, MN reflects that arc in its own way.

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Local insights

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About renting in ZIP 55104

Last updated: July 20, 2026

ZIP code 55104 covers Saint Paul, MN. The median rent here is $1,436/mo as of July 2026. A 1-bedroom rents for a median of $1,260/mo. A 2-bedroom rents for a median of $1,530/mo.

At 23% of local median household income ($75,712/yr), ZIP 55104 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 55104?

As of July 20, 2026, the median monthly rent in ZIP 55104 (Saint Paul, MN) is $1,436. This is based on aggregated data from public sources and community submissions.

How does ZIP 55104 rent compare to the US average?

ZIP 55104's median rent of $1,436/mo is $529 (27%) below the US national median of $1,965/mo.

How does ZIP 55104 compare to other ZIPs in Minnesota?

ZIP 55104 is among the more affordable ZIP codes in Minnesota, ranking #99 out of 123 ZIPs at $1,436/mo.

How much income do you need to rent in ZIP 55104?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,436/mo in ZIP 55104. The local median household income is $75,712/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 55104?

Rent in ZIP 55104 has decreased 3.0% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 55104 an affordable place to rent?

ZIP 55104 is considered very affordable for renters. At $1,436/mo, rent takes approximately 23% of the local median household income ($75,712/yr). The standard benchmark is 30%. ZIP 55104 falls comfortably within that range.

What percentage of ZIP 55104 residents rent vs. own?

According to Census data, approximately 46.9% of ZIP 55104 households are renters, while 53.1% are owner-occupied. ZIP 55104 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 55104 compare to the rest of Saint Paul?

ZIP 55104 is more affordable than Saint Paul overall. At $1,436/mo, it's $44 below the Saint Paul citywide median of $1,480/mo.

When was rent data for ZIP 55104 last updated?

Rent data for ZIP 55104 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $1,436/mo, rent takes ~23% of ZIP 55104's median household income ($75,712/yr). The standard benchmark is 30%.

ZIP 55104 23%Benchmark 30%
State income tax5.35–9.85%
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Public schools near ZIP 55104 (Saint Paul, MN)

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