ZIP Code · MN

ZIP 55105

Part of Saint Paul, MN

Pop. 28,617·Ramsey County·79th most expensive ZIP in Minnesota

Median rent (all units)

$1,554/mo

Year-over-Year

+3.3%

Month-over-Month

-0.3%

vs US Median

-$378

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 55105 · $1,554

More affordable than 69% of US ZIP codes · National median $1,932/mo

Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,190

1 BR

$1,350

2 BR

$1,640

3 BR

$2,170

4 BR+

$2,430

Research median

$1,640/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 55105 usually run 1.3% below trend in December and 0.9% above it in August, about $34 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 55105 is 0.3% below its high of $1,558 in August 2026, at $1,554 as of September 2026.

Past year vs. the rest of Minnesota

Rent in ZIP 55105 changed +3.3% over the year to September 2026. Across the 102 Minnesota ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($107,248) is $2,681 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,430).

Rank in Saint Paul

8th cheapest of 12 ZIP codes in Saint Paul.

Cheaper nearby

ZIP 55130, 5 miles away, rents for 21% less ($1,225/mo), about $3,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 55105. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,648/yr

At $1,554/mo median

Location

CitySaint Paul

StateMN

CountyRamsey County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.3% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.3% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 55105 (Saint Paul, MN) is majority owner-occupied, skews toward younger working-age adults, has a median income above the national average, 76.5% of residents hold a bachelor's degree or higher.

Population

28,617

Median income

$107,248

Median age

33.6

Renters

33.4%

Age distribution

17.1%

35%

23.6%

13.2%

Under 1817.1%

18–3435%

35–5423.6%

55–6411.1%

65+13.2%

Gender

47.4%

52.6%

Male47.4%

Female52.6%

Race & ethnicity

83%

White83%

Black3.6%

Hispanic5.3%

Asian4.3%

Other3.7%

Education (25+)

14.5%

76.5%

No HS diploma1.4%

HS diploma7.5%

Some college14.5%

Bachelor's+76.5%

Housing tenure

66.6%

33.4%

Owner66.6%

Renter33.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55105 in Saint Paul, MN has changed in 5 years

Rent

$1,333 → $1,554

up 16.6%

Income

$100,818 → $107,248

up 6.4%

Population

27,396 → 28,617

up 4.5%

Renter share

33% → 33.4%

+0.4 pts

Bachelor's+

78.2% → 76.5%

-1.7 pts

Median age

34.2 → 33.6

-0.6 yrs

Five years ago, renters in ZIP 55105 in Saint Paul, MN paid around $1,333 a month. That figure now sits near $1,554, up 16.6% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $100,818 in 2021 to $107,248 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 55105 in Saint Paul, MN adding about 1,221 residents over the five-year window, up 4.5% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 55105 in Saint Paul, MN market of 2021.

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About renting in ZIP 55105

Last updated: October 17, 2026

ZIP code 55105 covers Saint Paul, MN. The median rent here is $1,554/mo as of October 2026. A 1-bedroom rents for a median of $1,350/mo. A 2-bedroom rents for a median of $1,640/mo.

At 17% of local median household income ($107,248/yr), ZIP 55105 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 55105?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,554/mo in ZIP 55105. The local median household income is $107,248/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 55105?

Rent in ZIP 55105 has risen 3.3% over the past year as of September 2026. It sits 0.3% below its high of $1,558 in August 2026.

When is the cheapest time to rent in ZIP 55105?

Asking rents in ZIP 55105 are usually lowest in December, about 1.3% below their yearly trend, and highest in August, about 0.9% above it. At today's median that is a gap of roughly $34 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 55105 compare to other ZIPs in Minnesota?

ZIP 55105 is in the middle among Minnesota ZIP codes for rent, ranking #79 of 123 at $1,554/mo. Over the year to September 2026, rent in ZIP 55105 changed +3.3%, against a typical +3.4% across the 102 Minnesota ZIP codes Zillow tracks.