ZIP Code · MN

ZIP 55812

Part of Duluth, MN

Pop. 10,859·Saint Louis County·108th most expensive ZIP in Minnesota

Median rent (all units)

$1,336/mo

Year-over-Year

+6.9%

Month-over-Month

+2.7%

vs US Median

-$596

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 55812 · $1,336

More affordable than 84% of US ZIP codes · National median $1,932/mo

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Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,030

1 BR

$1,180

2 BR

$1,490

3 BR

$2,040

4 BR+

$2,500

Research median

$1,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Minnesota

Rent in ZIP 55812 changed +6.9% over the year to September 2026. Across the 102 Minnesota ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 8 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($65,505) is $1,638 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,490); a 3-bedroom is $2,040.

Rank in Duluth

2nd cheapest of 5 ZIP codes in Duluth.

Cheaper nearby

ZIP 55806, 4 miles away, rents for 12% less ($1,171/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 55812. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,032/yr

At $1,336/mo median

Location

CityDuluth

StateMN

CountySaint Louis County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 6.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+6.9% YoY, +2.7% MoM), not inventory.

Demographics

Who lives here

ZIP 55812 (Duluth, MN) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 59.7% of residents hold a bachelor's degree or higher.

Population

10,859

Median income

$65,505

Median age

23.2

Renters

57.4%

Age distribution

55.3%

14.5%

Under 1811.5%

18–3455.3%

35–5414.5%

55–648.1%

65+10.6%

Gender

52.5%

47.5%

Male52.5%

Female47.5%

Race & ethnicity

85.6%

White85.6%

Black3.9%

Hispanic2.3%

Asian3.5%

Other4.7%

Education (25+)

12.3%

26.2%

59.7%

No HS diploma1.9%

HS diploma12.3%

Some college26.2%

Bachelor's+59.7%

Housing tenure

42.6%

57.4%

Owner42.6%

Renter57.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 55812 in Duluth, MN has changed in 5 years

Income

$54,409 → $65,505

up 20.4%

Population

11,511 → 10,859

down 5.7%

Renter share

55% → 57.4%

+2.4 pts

Bachelor's+

56.8% → 59.7%

+2.9 pts

Median age

21.9 → 23.2

+1.3 yrs

Census figures show median household income at $65,505 today, compared with $54,409 five years earlier. Census counts show ZIP 55812 in Duluth, MN losing about 652 residents over the five-year window, down 5.7% on net. The renter share has risen from 55% to 57.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 56.8% to 59.7% across the same window.

Community

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Local insights

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About renting in ZIP 55812

Last updated: October 17, 2026

ZIP code 55812 covers Duluth, MN. The median rent here is $1,336/mo as of October 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,490/mo.

At 24% of local median household income ($65,505/yr), ZIP 55812 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 55812?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,336/mo in ZIP 55812. The local median household income is $65,505/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 55812?

Rent in ZIP 55812 has risen 6.9% over the past year.

How does ZIP 55812 compare to other ZIPs in Minnesota?

ZIP 55812 is one of the more affordable among Minnesota ZIP codes for rent, ranking #108 of 123 at $1,336/mo. Over the year to September 2026, rent in ZIP 55812 changed +6.9%, against a typical +3.4% across the 102 Minnesota ZIP codes Zillow tracks.