ZIP Code · IL

ZIP 60044

Pop. 10,312·Lake County·85th most expensive ZIP in Illinois
Median rent (all units)
$2,058/mo
Year-over-Year
Stable
Month-over-Month
-1.1%
vs US Median
+$126
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 60044 · $2,058
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,740
1 BR
$1,860
2 BR
$2,100
3 BR
$2,700
4 BR+
$3,130
Research median
$2,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($134,724) is $3,368 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,130).

Cheaper nearby

ZIP 60085, 5 miles away, rents for 17% less ($1,710/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60044. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,696/yr
At $2,058/mo median
Location
StateIL
CountyLake County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 60044 (Lake Bluff, IL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 67.9% of residents hold a bachelor's degree or higher.

Population
10,312
Median income
$134,724
Median age
44.6
Renters
29%
Age distribution
24%
14.2%
26%
12.5%
23.4%
Under 1824%
18–3414.2%
35–5426%
55–6412.5%
65+23.4%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
77.3%
White77.3%
Black2.7%
Hispanic10.2%
Asian8.4%
Other1.3%
Education (25+)
17.2%
67.9%
No HS diploma4.5%
HS diploma10.4%
Some college17.2%
Bachelor's+67.9%
Housing tenure
71%
29%
Owner71%
Renter29%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60044 in Lake Bluff, IL has changed in 5 years

Income
$113,516 → $134,724
up 18.7%
Population
10,286 → 10,312
up 0.3%
Renter share
31.3% → 29%
-2.3 pts
Bachelor's+
67.6% → 67.9%
+0.3 pts
Median age
45.2 → 44.6
-0.6 yrs

Household income in the area moved from $113,516 to $134,724 across the same window, up 18.7% versus 2021. About 29% of households rent today, against 31.3% in 2021.

Community

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Local insights

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About renting in ZIP 60044

Last updated: October 17, 2026

ZIP code 60044 covers Lake Bluff, IL. The median rent here is $2,058/mo as of October 2026. A 1-bedroom rents for a median of $1,860/mo. A 2-bedroom rents for a median of $2,100/mo.

At 18% of local median household income ($134,724/yr), ZIP 60044 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60044?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,058/mo in ZIP 60044. The local median household income is $134,724/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 60044?

Rent in ZIP 60044 has been roughly flat over the past year, a 0.0% change.

How does ZIP 60044 compare to other ZIPs in Illinois?

ZIP 60044 is in the middle among Illinois ZIP codes for rent, ranking #85 of 227 at $2,058/mo.

How does ZIP 60044 compare to the rest of Lake Bluff?

ZIP 60044 sits right at the Lake Bluff citywide median of $2,058/mo.
Income Affordability
18%
VERY AFFORDABLE

At $2,058/mo, rent takes ~18% of ZIP 60044's median household income ($134,724/yr). The standard benchmark is 30%.

ZIP 60044 18%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60044 (Lake Bluff, IL)

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