ZIP Code · IL

ZIP 60409

Pop. 35,100·Cook County·159th most expensive ZIP in Illinois
Median rent (all units)
$1,536/mo
Year-over-Year
+1.0%
Month-over-Month
Stable
vs US Median
-$396
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 60409 · $1,536
More affordable than 70% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,200
1 BR
$1,290
2 BR
$1,450
3 BR
$1,870
4 BR+
$2,160
Research median
$1,450/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 60409 is 1.7% below its high of $1,562 in June 2026, at $1,536 as of September 2026.

Past year vs. the rest of Illinois

Rent in ZIP 60409 changed +1.0% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($55,369) is $1,384 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,290); a 2-bedroom is $1,450.

Cheaper nearby

ZIP 60827, 5 miles away, rents for 16% less ($1,290/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60409. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,432/yr
At $1,536/mo median
Location
StateIL
CountyCook County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.0% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 60409 (Calumet City, IL) is majority owner-occupied, has a median income below the national average, 21.4% of residents hold a bachelor's degree or higher.

Population
35,100
Median income
$55,369
Median age
38.6
Renters
44.3%
Age distribution
24.8%
20.1%
25.1%
14.4%
15.6%
Under 1824.8%
18–3420.1%
35–5425.1%
55–6414.4%
65+15.6%
Gender
46.1%
53.9%
Male46.1%
Female53.9%
Race & ethnicity
75.2%
16.3%
White7.6%
Black75.2%
Hispanic16.3%
Other0.8%
Education (25+)
28.3%
39%
21.4%
No HS diploma11.3%
HS diploma28.3%
Some college39%
Bachelor's+21.4%
Housing tenure
55.7%
44.3%
Owner55.7%
Renter44.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 60409 in Calumet City, IL has changed in 5 years

Rent
$1,236 → $1,536
up 24.3%
Income
$52,994 → $55,369
up 4.5%
Population
36,065 → 35,100
down 2.7%
Renter share
41.3% → 44.3%
+3.0 pts
Bachelor's+
19% → 21.4%
+2.4 pts
Median age
36.9 → 38.6
+1.7 yrs

Since 2023, the typical rent in ZIP 60409 in Calumet City, IL has climbed from $1,236 to $1,536, a 24.3% change over five years. Household income in the area moved from $52,994 to $55,369 across the same window, up 4.5% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.7% since 2021, moving from about 36,065 residents to roughly 35,100. Renters now make up 44.3% of households, compared with 41.3% five years ago. College-educated residents now make up 21.4% of adults here, versus 19% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 60409 in Calumet City, IL look reasonable against where the market sat half a decade ago.

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About renting in ZIP 60409

Last updated: October 17, 2026

ZIP code 60409 covers Calumet City, IL. The median rent here is $1,536/mo as of October 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,450/mo.

At 33% of local median household income ($55,369/yr), ZIP 60409 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60409?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (about $29/hour full-time) to afford the median rent of $1,536/mo in ZIP 60409. The local median household income is $55,369/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 60409?

Rent in ZIP 60409 has risen 1.0% over the past year as of September 2026. It sits 1.7% below its high of $1,562 in June 2026.

How does ZIP 60409 compare to other ZIPs in Illinois?

ZIP 60409 is one of the more affordable among Illinois ZIP codes for rent, ranking #159 of 227 at $1,536/mo. Over the year to September 2026, rent in ZIP 60409 changed +1.0%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.

How does ZIP 60409 compare to the rest of Calumet City?

ZIP 60409 sits right at the Calumet City citywide median of $1,536/mo.
Income Affordability
33%
MODERATE

At $1,536/mo, rent takes ~33% of ZIP 60409's median household income ($55,369/yr). The standard benchmark is 30%.

ZIP 60409 33%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60409 (Calumet City, IL)

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