ZIP Code · IL

ZIP 60445

Pop. 14,268·Cook County·156th most expensive ZIP in Illinois
Median rent (all units)
$1,544/mo
Year-over-Year
Stable
Month-over-Month
-0.3%
vs US Median
-$388
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 60445 · $1,544
More affordable than 70% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,210
1 BR
$1,300
2 BR
$1,460
3 BR
$1,880
4 BR+
$2,170
Research median
$1,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($70,634) is $1,766 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,460); a 3-bedroom is $1,880.

Cheaper nearby

ZIP 60827, 5 miles away, rents for 16% less ($1,290/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60445. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,528/yr
At $1,544/mo median
Location
StateIL
CountyCook County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 60445 (Midlothian, IL) is majority owner-occupied, 20% of residents hold a bachelor's degree or higher.

Population
14,268
Median income
$70,634
Median age
38.7
Renters
23.5%
Age distribution
21.5%
22.4%
25.3%
13.3%
17.6%
Under 1821.5%
18–3422.4%
35–5425.3%
55–6413.3%
65+17.6%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
51.2%
35.9%
White51.2%
Black9.2%
Hispanic35.9%
Asian2.9%
Other0.8%
Education (25+)
31.9%
36.9%
20%
No HS diploma11.2%
HS diploma31.9%
Some college36.9%
Bachelor's+20%
Housing tenure
76.5%
23.5%
Owner76.5%
Renter23.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60445 in Midlothian, IL has changed in 5 years

Income
$59,744 → $70,634
up 18.2%
Population
14,666 → 14,268
down 2.7%
Renter share
22.5% → 23.5%
+1.0 pts
Bachelor's+
16.5% → 20%
+3.5 pts
Median age
37.5 → 38.7
+1.2 yrs

Household income in the area moved from $59,744 to $70,634 across the same window, up 18.2% versus 2021. The population has contracted by 2.7% since 2021, moving from about 14,666 residents to roughly 14,268. College-educated residents now make up 20% of adults here, versus 16.5% in 2021.

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Local insights

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About renting in ZIP 60445

Last updated: October 17, 2026

ZIP code 60445 covers Midlothian, IL. The median rent here is $1,544/mo as of October 2026. A 1-bedroom rents for a median of $1,300/mo. A 2-bedroom rents for a median of $1,460/mo.

At 26% of local median household income ($70,634/yr), ZIP 60445 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60445?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,544/mo in ZIP 60445. The local median household income is $70,634/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 60445?

Rent in ZIP 60445 has been roughly flat over the past year, a 0.0% change.

How does ZIP 60445 compare to other ZIPs in Illinois?

ZIP 60445 is one of the more affordable among Illinois ZIP codes for rent, ranking #156 of 227 at $1,544/mo.

How does ZIP 60445 compare to the rest of Midlothian?

At $1,544/mo, ZIP 60445 is $52 above the Midlothian citywide median of $1,492/mo.
Income Affordability
26%
AFFORDABLE

At $1,544/mo, rent takes ~26% of ZIP 60445's median household income ($70,634/yr). The standard benchmark is 30%.

ZIP 60445 26%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60445 (Midlothian, IL)

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