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ZIP Code · IL

ZIP 60538

Part of Oswego, IL
Pop. 30,514·Kendall County·65th most expensive ZIP in Illinois
Median rent (all units)
$2,276/mo
Year-over-Year
Stable
Month-over-Month
+1.8%
vs US Median
+$311
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 60538 · $2,276
More expensive than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,560
1 BR
$1,700
2 BR
$2,120
3 BR
$2,860
4 BR+
$3,060
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$27,312/yr
At $2,276/mo median
Location
CityOswego
StateIL
CountyKendall County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 60538 (Oswego, IL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 25.6% of residents hold a bachelor's degree or higher.

Population
30,514
Median income
$97,131
Median age
35.9
Renters
18.7%
Age distribution
26.4%
21.6%
29.4%
12%
Under 1826.4%
18–3421.6%
35–5429.4%
55–6410.5%
65+12%
Gender
51.9%
48.1%
Male51.9%
Female48.1%
Race & ethnicity
57.1%
35.4%
White57.1%
Black6.5%
Hispanic35.4%
Asian2.1%
Education (25+)
30.3%
34.6%
25.6%
No HS diploma9.6%
HS diploma30.3%
Some college34.6%
Bachelor's+25.6%
Housing tenure
81.3%
18.7%
Owner81.3%
Renter18.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60538 in Oswego, IL has changed in 5 years

Income
$84,896 → $97,131
up 14.4%
Population
29,725 → 30,514
up 2.7%
Renter share
19.1% → 18.7%
-0.4 pts
Bachelor's+
27.3% → 25.6%
-1.7 pts
Median age
33.2 → 35.9
+2.7 yrs

On the earnings side, the typical household in ZIP 60538 in Oswego, IL now reports about $97,131, up from $84,896 in 2021. Headcount in the area went from 29,725 to 30,514 between 2021 and 2024, a 2.7% change.

Community

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Local insights

Tips for renters in ZIP 60538

About renting in ZIP 60538

Last updated: July 20, 2026

ZIP code 60538 covers Oswego, IL. The median rent here is $2,276/mo as of July 2026. A 1-bedroom rents for a median of $1,700/mo. A 2-bedroom rents for a median of $2,120/mo.

At 28% of local median household income ($97,131/yr), ZIP 60538 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 60538?

As of July 20, 2026, the median monthly rent in ZIP 60538 (Oswego, IL) is $2,276. This is based on aggregated data from public sources and community submissions.

How does ZIP 60538 rent compare to the US average?

ZIP 60538's median rent of $2,276/mo is $311 (16%) above the US national median of $1,965/mo.

How does ZIP 60538 compare to other ZIPs in Illinois?

ZIP 60538 is one of the pricier ZIP codes in Illinois, ranking #65 out of 230 ZIPs tracked at $2,276/mo.

How much income do you need to rent in ZIP 60538?

To keep rent at or below 30% of gross income, you would need to earn at least $91,000/year (~$44/hour full-time) to afford the median rent of $2,276/mo in ZIP 60538. The local median household income is $97,131/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 60538?

Rent in ZIP 60538 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 60538 an affordable place to rent?

ZIP 60538 is considered affordable for renters. At $2,276/mo, rent takes approximately 28% of the local median household income ($97,131/yr). The standard benchmark is 30%. ZIP 60538 falls comfortably within that range.

What percentage of ZIP 60538 residents rent vs. own?

According to Census data, approximately 18.7% of ZIP 60538 households are renters, while 81.3% are owner-occupied. ZIP 60538 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 60538 compare to the rest of Oswego?

ZIP 60538 is more affordable than Oswego overall. At $2,276/mo, it's $139 below the Oswego citywide median of $2,415/mo.

When was rent data for ZIP 60538 last updated?

Rent data for ZIP 60538 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $2,276/mo, rent takes ~28% of ZIP 60538's median household income ($97,131/yr). The standard benchmark is 30%.

ZIP 60538 28%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60538 (Oswego, IL)

Recent submissions

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