ZIP Code · IL

ZIP 60543

Part of Oswego, IL
Pop. 43,047·Kendall County·35th most expensive ZIP in Illinois
Median rent (all units)
$2,447/mo
Year-over-Year
+1.4%
Month-over-Month
-0.3%
vs US Median
+$515
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 60543 · $2,447
More expensive than 78% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,140
1 BR
$1,270
2 BR
$1,660
3 BR
$2,280
4 BR+
$2,360
Research median
$1,660/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 60543 is 0.8% below its high of $2,467 in May 2026, at $2,447 as of September 2026.

Past year vs. the rest of Illinois

Rent in ZIP 60543 changed +1.5% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent has fallen 4 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($119,371) is $2,984 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,360).

Cheaper nearby

ZIP 60560, 7 miles away, rents for 16% less ($2,058/mo), about $4,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 60543. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$29,364/yr
At $2,447/mo median
Location
CityOswego
StateIL
CountyKendall County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.4% YoY, -0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 60543 (Oswego, IL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 42.7% of residents hold a bachelor's degree or higher.

Population
43,047
Median income
$119,371
Median age
39
Renters
13.4%
Age distribution
25.9%
18.8%
31.1%
12.5%
Under 1825.9%
18–3418.8%
35–5431.1%
55–6412.5%
65+11.7%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
65.3%
19.4%
White65.3%
Black8.8%
Hispanic19.4%
Asian4.1%
Other2.3%
Education (25+)
21.9%
30.2%
42.7%
No HS diploma5.3%
HS diploma21.9%
Some college30.2%
Bachelor's+42.7%
Housing tenure
86.6%
13.4%
Owner86.6%
Renter13.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 60543 in Oswego, IL has changed in 5 years

Rent
$1,942 → $2,447
up 26.0%
Income
$105,835 → $119,371
up 12.8%
Population
39,625 → 43,047
up 8.6%
Renter share
14.9% → 13.4%
-1.5 pts
Bachelor's+
42.3% → 42.7%
+0.4 pts
Median age
39.8 → 39
-0.8 yrs

The median rent in ZIP 60543 in Oswego, IL stood at $1,942 in 2022 and currently runs about $2,447, reflecting a 26.0% increase over the period. On the earnings side, the typical household in ZIP 60543 in Oswego, IL now reports about $119,371, up from $105,835 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 8.6% since 2021, moving from about 39,625 residents to roughly 43,047. Renters now make up 13.4% of households, compared with 14.9% five years ago. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 60543 in Oswego, IL reflects that arc in its own way.

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About renting in ZIP 60543

Last updated: October 17, 2026

ZIP code 60543 covers Oswego, IL. The median rent here is $2,447/mo as of October 2026. A 1-bedroom rents for a median of $1,270/mo. A 2-bedroom rents for a median of $1,660/mo.

At 25% of local median household income ($119,371/yr), ZIP 60543 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 60543?

To keep rent at or below 30% of gross income, you would need to earn at least $98,000/year (about $47/hour full-time) to afford the median rent of $2,447/mo in ZIP 60543. The local median household income is $119,371/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 60543?

Rent in ZIP 60543 has risen 1.4% over the past year as of September 2026. It sits 0.8% below its high of $2,467 in May 2026.

How does ZIP 60543 compare to other ZIPs in Illinois?

ZIP 60543 is one of the pricier among Illinois ZIP codes for rent, ranking #35 of 227 at $2,447/mo. Over the year to September 2026, rent in ZIP 60543 changed +1.5%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.

How does ZIP 60543 compare to the rest of Oswego?

ZIP 60543 sits right at the Oswego citywide median of $2,447/mo.
Income Affordability
25%
AFFORDABLE

At $2,447/mo, rent takes ~25% of ZIP 60543's median household income ($119,371/yr). The standard benchmark is 30%.

ZIP 60543 25%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60543 (Oswego, IL)

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