ZIP Code · IL

ZIP 61801

Part of Urbana, IL
Pop. 27,891·Champaign County·188th most expensive ZIP in Illinois
Median rent (all units)
$1,291/mo
Year-over-Year
+5.4%
Month-over-Month
+0.3%
vs US Median
-$641
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 61801 · $1,291
More affordable than 87% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$910
1 BR
$920
2 BR
$1,090
3 BR
$1,400
4 BR+
$1,440
Research median
$1,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 61801 is 0.4% below its high of $1,296 in July 2026, at $1,291 as of September 2026.

Past year vs. the rest of Illinois

Rent in ZIP 61801 changed +5.4% over the year to September 2026. Across the 172 Illinois ZIP codes Zillow tracks, the typical change was +4.7%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($36,180) is $905 a month. That is less than HUD's Fair Market Rent for a studio ($910).

From Zillow's monthly rent index (ZORI) for ZIP 61801. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,492/yr
At $1,291/mo median
Location
CityUrbana
StateIL
CountyChampaign County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (5.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+5.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 61801 (Urbana, IL) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 62.7% of residents hold a bachelor's degree or higher.

Population
27,891
Median income
$36,180
Median age
24.2
Renters
66.7%
Age distribution
60.7%
13.3%
Under 1811.2%
18–3460.7%
35–5413.3%
55–644.9%
65+9.9%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
56.2%
16.4%
16.3%
White56.2%
Black16.4%
Hispanic10.8%
Asian16.3%
Education (25+)
15.4%
17.1%
62.7%
No HS diploma4.8%
HS diploma15.4%
Some college17.1%
Bachelor's+62.7%
Housing tenure
33.3%
66.7%
Owner33.3%
Renter66.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 61801 in Urbana, IL has changed in 5 years

Rent
$979 → $1,291
up 31.9%
Income
$31,843 → $36,180
up 13.6%
Population
28,234 → 27,891
down 1.2%
Renter share
69.2% → 66.7%
-2.5 pts
Bachelor's+
65.5% → 62.7%
-2.8 pts

Since 2022, the typical rent in ZIP 61801 in Urbana, IL has climbed from $979 to $1,291, a 31.9% change over five years. Median household income rose from $31,843 to $36,180 between 2021 and 2024, a 13.6% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 1.2% since 2021, moving from about 28,234 residents to roughly 27,891. Renters now make up 66.7% of households, compared with 69.2% five years ago. College-educated residents now make up 62.7% of adults here, versus 65.5% in 2021. Taken together, the five-year picture in ZIP 61801 in Urbana, IL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 61801

Last updated: October 17, 2026

ZIP code 61801 covers Urbana, IL. The median rent here is $1,291/mo as of October 2026. A 1-bedroom rents for a median of $920/mo. A 2-bedroom rents for a median of $1,090/mo.

At 43% of local median household income ($36,180/yr), ZIP 61801 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 61801?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,291/mo in ZIP 61801. The local median household income is $36,180/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 61801?

Rent in ZIP 61801 has risen 5.4% over the past year as of September 2026. It sits 0.4% below its high of $1,296 in July 2026.

How does ZIP 61801 compare to other ZIPs in Illinois?

ZIP 61801 is one of the more affordable among Illinois ZIP codes for rent, ranking #188 of 227 at $1,291/mo. Over the year to September 2026, rent in ZIP 61801 changed +5.4%, against a typical +4.7% across the 172 Illinois ZIP codes Zillow tracks.

How does ZIP 61801 compare to the rest of Urbana?

At $1,291/mo, ZIP 61801 is $57 below the Urbana citywide median of $1,348/mo.
Income Affordability
43%
STRETCHED

At $1,291/mo, rent takes ~43% of ZIP 61801's median household income ($36,180/yr). The standard benchmark is 30%.

ZIP 61801 43%Benchmark 30%
State income tax4.95%
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Public schools near ZIP 61801 (Urbana, IL)

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