ZIP Code · IL

ZIP 61820

Pop. 40,599·Champaign County·200th most expensive ZIP in Illinois
Median rent (all units)
$1,213/mo
Year-over-Year
+10.1%
Month-over-Month
+10.3%
vs US Median
-$752
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 61820 · $1,213
More affordable than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,060
1 BR
$1,070
2 BR
$1,270
3 BR
$1,630
4 BR+
$1,680
Research median
$1,270/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,556/yr
At $1,213/mo median
Location
StateIL
CountyChampaign County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.1% YoY, +10.3% MoM), not inventory.
Demographics

Who lives here

ZIP 61820 (Champaign, IL) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 53.3% of residents hold a bachelor's degree or higher.

Population
40,599
Median income
$27,539
Median age
21.9
Renters
80.4%
Age distribution
70.8%
Under 188.8%
18–3470.8%
35–5411.1%
55–644.9%
65+4.4%
Gender
53.4%
46.6%
Male53.4%
Female46.6%
Race & ethnicity
56.3%
19.3%
White56.3%
Black11.7%
Hispanic10.5%
Asian19.3%
Other2.2%
Education (25+)
18.1%
21.5%
53.3%
No HS diploma7.1%
HS diploma18.1%
Some college21.5%
Bachelor's+53.3%
Housing tenure
19.6%
80.4%
Owner19.6%
Renter80.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 61820 in Champaign, IL has changed in 5 years

Rent
$792 → $1,213
up 53.2%
Income
$28,949 → $27,539
down 4.9%
Population
38,553 → 40,599
up 5.3%
Renter share
78.6% → 80.4%
+1.8 pts
Bachelor's+
55.5% → 53.3%
-2.2 pts
Median age
22.4 → 21.9
-0.5 yrs

Since 2021, the typical rent in ZIP 61820 in Champaign, IL has increased from $792 to $1,213, a 53.2% change over five years. Household income in the area moved from $28,949 to $27,539 across the same window, down 4.9% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 5.3% since 2021, moving from about 38,553 residents to roughly 40,599. Renters now make up 80.4% of households, compared with 78.6% five years ago. College-educated residents now make up 53.3% of adults here, versus 55.5% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 61820 in Champaign, IL look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 61820

Last updated: July 20, 2026

ZIP code 61820 covers Champaign, IL. The median rent here is $1,213/mo as of July 2026. A 1-bedroom rents for a median of $1,070/mo. A 2-bedroom rents for a median of $1,270/mo.

At 53% of local median household income ($27,539/yr), ZIP 61820 ranks as expensive compared to the national benchmark of 30%. Rents have increased 10.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 61820?

As of July 20, 2026, the median monthly rent in ZIP 61820 (Champaign, IL) is $1,213. This is based on aggregated data from public sources and community submissions.

How does ZIP 61820 rent compare to the US average?

ZIP 61820's median rent of $1,213/mo is $752 (38%) below the US national median of $1,965/mo.

How does ZIP 61820 compare to other ZIPs in Illinois?

ZIP 61820 is among the more affordable ZIP codes in Illinois, ranking #200 out of 230 ZIPs at $1,213/mo.

How much income do you need to rent in ZIP 61820?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (~$24/hour full-time) to afford the median rent of $1,213/mo in ZIP 61820. The local median household income is $27,539/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 61820?

Rent in ZIP 61820 has increased 10.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 61820 an affordable place to rent?

ZIP 61820 is considered expensive for renters. At $1,213/mo, rent takes approximately 53% of the local median household income ($27,539/yr). The standard benchmark is 30%. ZIP 61820 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 61820 residents rent vs. own?

According to Census data, approximately 80.4% of ZIP 61820 households are renters, while 19.6% are owner-occupied. With a majority renter population, ZIP 61820 has a strong rental market.

How does ZIP 61820 compare to the rest of Champaign?

ZIP 61820 is more affordable than Champaign overall. At $1,213/mo, it's $197 below the Champaign citywide median of $1,410/mo.

When was rent data for ZIP 61820 last updated?

Rent data for ZIP 61820 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
53%
EXPENSIVE

At $1,213/mo, rent takes ~53% of ZIP 61820's median household income ($27,539/yr). The standard benchmark is 30%.

ZIP 61820 53%Benchmark 30%
State income tax4.95%
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