ZIP Code · IL

ZIP 62095

Part of Wood River, IL

Pop. 10,726·Madison County·206th most expensive ZIP in Illinois

Median rent (all units)

$1,156/mo

Year-over-Year

Stable

Month-over-Month

+1.9%

vs US Median

-$776

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 62095 · $1,156

More affordable than 93% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$820

1 BR

$850

2 BR

$1,040

3 BR

$1,340

4 BR+

$1,550

Research median

$1,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($65,013) is $1,625 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,550).

Cheaper nearby

ZIP 62024, 1 mile away, rents for 19% less ($938/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 62095. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,872/yr

At $1,156/mo median

Location

CityWood River

StateIL

CountyMadison County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.9% MoM), not inventory.

Demographics

Who lives here

ZIP 62095 (Wood River, IL) is majority owner-occupied, has a median income below the national average, 15.9% of residents hold a bachelor's degree or higher.

Population

10,726

Median income

$65,013

Median age

40.6

Renters

32.2%

Age distribution

18.9%

25.1%

23.2%

15.9%

16.9%

Under 1818.9%

18–3425.1%

35–5423.2%

55–6415.9%

65+16.9%

Gender

51.6%

48.4%

Male51.6%

Female48.4%

Race & ethnicity

87.4%

White87.4%

Black4.9%

Hispanic3.9%

Other3.7%

Education (25+)

41.3%

37.2%

15.9%

No HS diploma5.6%

HS diploma41.3%

Some college37.2%

Bachelor's+15.9%

Housing tenure

67.8%

32.2%

Owner67.8%

Renter32.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 62095 in Wood River, IL has changed in 5 years

Income

$59,597 → $65,013

up 9.1%

Population

10,703 → 10,726

up 0.2%

Renter share

28.7% → 32.2%

+3.5 pts

Bachelor's+

15.2% → 15.9%

+0.7 pts

Median age

36.5 → 40.6

+4.1 yrs

Local incomes tracked alongside that move, going from a median of $59,597 in 2021 to $65,013 more recently. The renter share has risen from 28.7% to 32.2%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 62095

Last updated: October 17, 2026

ZIP code 62095 covers Wood River, IL. The median rent here is $1,156/mo as of October 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,040/mo.

At 21% of local median household income ($65,013/yr), ZIP 62095 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 62095?

To keep rent at or below 30% of gross income, you would need to earn at least $46,000/year (about $22/hour full-time) to afford the median rent of $1,156/mo in ZIP 62095. The local median household income is $65,013/yr, so the typical household meets that bar.