ZIP 63301
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 63301 usually run 0.9% below trend in December and 0.7% above it in June, about $21 a month apart at today's median. Based on 8 years of data.
Rent in ZIP 63301 is at its highest level since Zillow's records here began in December 2016.
Rent in ZIP 63301 changed +3.3% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.
From 2019 to 2024, rent in ZIP 63301 rose 43.6% while median household income rose 36.7% ($62,393 to $85,308). Rent outpaced income.
Rent in ZIP 63301 is 48.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 9 of the last 12 months.
30% of the median household income ($85,308) is $2,133 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,810).
1st cheapest of 3 ZIP codes in Saint Charles.
From Zillow's monthly rent index (ZORI) for ZIP 63301. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 63301 (Saint Charles, MO) is majority owner-occupied, 38.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 63301 in Saint Charles, MO has changed in 5 years
Five years ago, renters in ZIP 63301 in Saint Charles, MO paid around $962 a month. That figure now sits near $1,328, up 38.0% from the 2021 baseline. Median household income climbed from $70,970 to $85,308 between 2021 and 2024, a 20.2% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 63301 in Saint Charles, MO adding about 1,406 residents over the five-year window, up 2.7% on net. The renter share has eased from 30.7% to 28.2%, with owner-occupied housing accounting for the remainder. Taken together, the five-year picture in ZIP 63301 in Saint Charles, MO reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 63301
Last updated: October 17, 2026
ZIP code 63301 covers Saint Charles, MO. The median rent here is $1,328/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,220/mo.
At 19% of local median household income ($85,308/yr), ZIP 63301 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.
Frequently asked questions
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How does ZIP 63301 compare to other ZIPs in Missouri?
How does ZIP 63301 compare to the rest of Saint Charles?
At $1,328/mo, rent takes ~19% of ZIP 63301's median household income ($85,308/yr). The standard benchmark is 30%.
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