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City Report · MO

Saint Charles

·27th most expensive in Missouri·Saint Charles rents are up 13.4% over the past year
Median rent (all units)
$1,550/mo
Year-over-Year
+13.4%
Month-over-Month
+1.8%
vs US Median
-$415
Rising (Monthly)
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Most AffordableMost Expensive
Saint Charles · $1,550
More affordable than 72% of US cities · National median $1,965/mo
Rent Reality Score
44/100
Fairly priced
OverheatedFairGreat value

Rents are 3% above what Saint Charles's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,550/mo
Expected by trend
$1,504/mo
The Rent Reality Score compares today's median rent to where Saint Charles's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,123
1 BR
$1,163
2 BR
$1,437
3 BR
$1,857
4 BR+
$2,137
Research median
$1,437/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,600/yr
At $1,550/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.4% YoY, +1.8% MoM), not inventory.
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2021 vs 2026

How Saint Charles, MO has changed in 5 years

Rent
$1,091 → $1,550
up 42.1%

Rent in Saint Charles, MO has climbed 42.1% since 2021, going from about $1,091 per month to roughly $1,550 today. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Saint Charles, MO reflects that arc in its own way.

Community

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View Saint Charles rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Charles on your salary?

At $1,550/mo, how Saint Charles rent compares to typical pay (30% rule).

By apartment size

Saint Charles rent by bedroom count

Median rent for each apartment size in Saint Charles. Click any size for full breakdown.

Local insights

Tips for renters in Saint Charles

About renting in Saint Charles, MO

Last updated: July 20, 2026

The median rent in Saint Charles is $1,550/mo as of July 2026. A studio apartment averages $1,123/mo while a 2-bedroom runs $1,437/mo. One-bedroom apartments average $1,163/mo and 3-bedroom units go for $1,857/mo.

At 26% of estimated US median household income ($72,000/yr), Saint Charles ranks as affordable compared to the national benchmark of 30%. Rents have increased 13.4% over the past year.

FAQ

Frequently asked questions

Is Saint Charles an affordable city for renters?

Saint Charles is considered affordable for renters. At $1,550/mo, rent takes approximately 26% of the US median household income ($72,000/yr). The standard benchmark is 30%. Saint Charles falls comfortably within that range.

How much income do you need to rent in Saint Charles?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,550/mo in Saint Charles.

Is rent going up or down in Saint Charles?

Rent in Saint Charles has increased 13.4% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Saint Charles neighborhoods have the lowest rent?

The most affordable ZIP codes in Saint Charles are 63301 ($1,446/mo), 63303 ($1,595/mo), and 63304 ($1,817/mo). Citywide, the median rent in Saint Charles is $1,550/mo.

How does Saint Charles rent compare to other cities in Missouri?

Saint Charles is middle-of-the-pack for Missouri for rent, ranking #27 out of 74 tracked cities at $1,550/mo.

Which nearby cities are cheaper to rent in than Saint Charles?

Several nearby cities have lower median rents than Saint Charles ($1,550/mo): Maryland Heights ($1,208/mo), Creve Coeur ($1,478/mo).

How does Saint Charles rent compare to the national average?

Saint Charles's median rent of $1,550/mo is $415 (21%) below the US national median of $1,965/mo. Within Missouri, it ranks #27 out of 74 tracked cities.
Income Affordability
26%
AFFORDABLE

At $1,550/mo, rent takes ~26% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Charles 26%Benchmark 30%
State income tax2–4.7%
Run the Saint Charles affordability calculator →
Lowest-rent ZIP codes in Saint Charles
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Saint Charles, MO

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