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ZIP Code · MO

ZIP 63304

Pop. 43,195·Saint Charles County·13th most expensive ZIP in Missouri
Median rent (all units)
$1,817/mo
Year-over-Year
+8.6%
Month-over-Month
+2.5%
vs US Median
-$148
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 63304 · $1,817
More expensive than 50% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,410
2 BR
$1,730
3 BR
$2,230
4 BR+
$2,570
Research median
$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,804/yr
At $1,817/mo median
Location
StateMO
CountySaint Charles County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.6% YoY, +2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 63304 (Saint Charles, MO) is majority owner-occupied, has a median income above the national average, 49.3% of residents hold a bachelor's degree or higher.

Population
43,195
Median income
$114,442
Median age
40.7
Renters
12.3%
Age distribution
23.5%
18%
26.5%
13.5%
18.4%
Under 1823.5%
18–3418%
35–5426.5%
55–6413.5%
65+18.4%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
88%
White88%
Black4.6%
Hispanic4.1%
Asian1.7%
Other1.6%
Education (25+)
19%
28.6%
49.3%
No HS diploma3%
HS diploma19%
Some college28.6%
Bachelor's+49.3%
Housing tenure
87.7%
12.3%
Owner87.7%
Renter12.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 63304 in Saint Charles, MO has changed in 5 years

Income
$103,766 → $114,442
up 10.3%
Population
42,342 → 43,195
up 2.0%
Renter share
9.7% → 12.3%
+2.6 pts
Bachelor's+
46.3% → 49.3%
+3.0 pts
Median age
41.9 → 40.7
-1.2 yrs

Household income in the area moved from $103,766 to $114,442 across the same window, up 10.3% versus 2021. The population has grown by 2.0% since 2021, moving from about 42,342 residents to roughly 43,195. Renters now make up 12.3% of households, compared with 9.7% five years ago. College-educated residents now make up 49.3% of adults here, versus 46.3% in 2021.

Community

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Local insights

Tips for renters in ZIP 63304

About renting in ZIP 63304

Last updated: July 20, 2026

ZIP code 63304 covers Saint Charles, MO. The median rent here is $1,817/mo as of July 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,730/mo.

At 19% of local median household income ($114,442/yr), ZIP 63304 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 63304?

As of July 20, 2026, the median monthly rent in ZIP 63304 (Saint Charles, MO) is $1,817. This is based on aggregated data from public sources and community submissions.

How does ZIP 63304 rent compare to the US average?

ZIP 63304's median rent of $1,817/mo is $148 (8%) below the US national median of $1,965/mo.

How does ZIP 63304 compare to other ZIPs in Missouri?

ZIP 63304 is one of the pricier ZIP codes in Missouri, ranking #13 out of 136 ZIPs tracked at $1,817/mo.

How much income do you need to rent in ZIP 63304?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,817/mo in ZIP 63304. The local median household income is $114,442/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 63304?

Rent in ZIP 63304 has increased 8.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 63304 an affordable place to rent?

ZIP 63304 is considered very affordable for renters. At $1,817/mo, rent takes approximately 19% of the local median household income ($114,442/yr). The standard benchmark is 30%. ZIP 63304 falls comfortably within that range.

What percentage of ZIP 63304 residents rent vs. own?

According to Census data, approximately 12.3% of ZIP 63304 households are renters, while 87.7% are owner-occupied. ZIP 63304 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 63304 compare to the rest of Saint Charles?

ZIP 63304 is pricier than Saint Charles as a whole. At $1,817/mo, it's $267 above the Saint Charles citywide median of $1,550/mo.

When was rent data for ZIP 63304 last updated?

Rent data for ZIP 63304 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,817/mo, rent takes ~19% of ZIP 63304's median household income ($114,442/yr). The standard benchmark is 30%.

ZIP 63304 19%Benchmark 30%
State income tax2–4.7%
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Schools nearby

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