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ZIP Code · MO

ZIP 64055

Pop. 35,960·Jackson County·72nd most expensive ZIP in Missouri
Median rent (all units)
$1,430/mo
Year-over-Year
+8.0%
Month-over-Month
+3.0%
vs US Median
-$535
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 64055 · $1,430
More affordable than 79% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$990
1 BR
$1,080
2 BR
$1,230
3 BR
$1,600
4 BR+
$1,900
Research median
$1,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,160/yr
At $1,430/mo median
Location
StateMO
CountyJackson County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.0% YoY, +3.0% MoM), not inventory.
Demographics

Who lives here

ZIP 64055 (Independence, MO) is majority owner-occupied, has a large retiree population, has a median income below the national average, 25.1% of residents hold a bachelor's degree or higher.

Population
35,960
Median income
$62,439
Median age
39.4
Renters
30.4%
Age distribution
22.5%
22.1%
20.3%
13.6%
21.5%
Under 1822.5%
18–3422.1%
35–5420.3%
55–6413.6%
65+21.5%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
74.1%
White74.1%
Black11.5%
Hispanic8.9%
Asian1.2%
Other4.3%
Education (25+)
34.7%
32.7%
25.1%
No HS diploma7.5%
HS diploma34.7%
Some college32.7%
Bachelor's+25.1%
Housing tenure
69.6%
30.4%
Owner69.6%
Renter30.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64055 in Independence, MO has changed in 5 years

Rent
$1,078 → $1,430
up 32.7%
Income
$61,997 → $62,439
up 0.7%
Population
36,226 → 35,960
down 0.7%
Renter share
32.1% → 30.4%
-1.7 pts
Bachelor's+
23.4% → 25.1%
+1.7 pts
Median age
42.4 → 39.4
-3.0 yrs

Compared with 2021, rent in ZIP 64055 in Independence, MO has increased by $352 per month, settling near $1,430 after starting the period at $1,078. Census figures show median household income at $62,439 today, compared with $61,997 five years earlier. Rent outpaced income growth by roughly 32.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 30.4% of households rent today, against 32.1% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 64055

Last updated: July 20, 2026

ZIP code 64055 covers Independence, MO. The median rent here is $1,430/mo as of July 2026. A 1-bedroom rents for a median of $1,080/mo. A 2-bedroom rents for a median of $1,230/mo.

At 27% of local median household income ($62,439/yr), ZIP 64055 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 64055?

As of July 20, 2026, the median monthly rent in ZIP 64055 (Independence, MO) is $1,430. This is based on aggregated data from public sources and community submissions.

How does ZIP 64055 rent compare to the US average?

ZIP 64055's median rent of $1,430/mo is $535 (27%) below the US national median of $1,965/mo.

How does ZIP 64055 compare to other ZIPs in Missouri?

ZIP 64055 falls in the middle range for Missouri, ranking #72 out of 136 ZIPs at $1,430/mo.

How much income do you need to rent in ZIP 64055?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,430/mo in ZIP 64055. The local median household income is $62,439/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 64055?

Rent in ZIP 64055 has increased 8.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 64055 an affordable place to rent?

ZIP 64055 is considered affordable for renters. At $1,430/mo, rent takes approximately 27% of the local median household income ($62,439/yr). The standard benchmark is 30%. ZIP 64055 falls comfortably within that range.

What percentage of ZIP 64055 residents rent vs. own?

According to Census data, approximately 30.4% of ZIP 64055 households are renters, while 69.6% are owner-occupied. ZIP 64055 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 64055 compare to the rest of Independence?

ZIP 64055 is pricier than Independence as a whole. At $1,430/mo, it's $52 above the Independence citywide median of $1,378/mo.

When was rent data for ZIP 64055 last updated?

Rent data for ZIP 64055 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
27%
AFFORDABLE

At $1,430/mo, rent takes ~27% of ZIP 64055's median household income ($62,439/yr). The standard benchmark is 30%.

ZIP 64055 27%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 64055 (Independence, MO)

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