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ZIP Code · MO

ZIP 64089

Pop. 14,380·Clay County·2nd most expensive ZIP in Missouri
Median rent (all units)
$2,248/mo
Year-over-Year
Stable
Month-over-Month
+71.6%
vs US Median
+$318
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 64089 · $2,248
More expensive than 72% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$1,060
1 BR
$1,150
2 BR
$1,310
3 BR
$1,710
4 BR+
$2,030
Research median
$1,310/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$26,976/yr
At $2,248/mo median
Location
StateMO
CountyClay County
Demographics

Who lives here

ZIP 64089 (Smithville, MO) is majority owner-occupied, has a median income above the national average, 34.3% of residents hold a bachelor's degree or higher.

Population
14,380
Median income
$101,009
Median age
39.8
Renters
16.9%
Age distribution
24%
15.5%
26.4%
17.2%
16.9%
Under 1824%
18–3415.5%
35–5426.4%
55–6417.2%
65+16.9%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
95.8%
White95.8%
Hispanic2%
Other1.6%
Education (25+)
26.7%
33.6%
34.3%
No HS diploma5.4%
HS diploma26.7%
Some college33.6%
Bachelor's+34.3%
Housing tenure
83.1%
16.9%
Owner83.1%
Renter16.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64089 in Smithville, MO has changed in 5 years

Income
$88,107 → $101,009
up 14.6%
Population
13,723 → 14,380
up 4.8%
Renter share
14.8% → 16.9%
+2.1 pts
Bachelor's+
31.6% → 34.3%
+2.7 pts
Median age
38.1 → 39.8
+1.7 yrs

On the earnings side, the typical household in ZIP 64089 in Smithville, MO now reports about $101,009, up from $88,107 in 2021. Census counts show ZIP 64089 in Smithville, MO adding about 657 residents over the five-year window, up 4.8% on net. The renter share has risen from 14.8% to 16.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.6% to 34.3% across the same window.

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About renting in ZIP 64089

Last updated: May 18, 2026

ZIP code 64089 covers Smithville, MO. The median rent here is $2,248/mo as of May 2026. A 1-bedroom rents for a median of $1,150/mo. A 2-bedroom rents for a median of $1,310/mo.

At 27% of local median household income ($101,009/yr), ZIP 64089 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 64089?

As of May 18, 2026, the median monthly rent in ZIP 64089 (Smithville, MO) is $2,248. This is based on aggregated data from public sources and community submissions.

How does ZIP 64089 rent compare to the US average?

ZIP 64089's median rent of $2,248/mo is $318 (16%) above the US national median of $1,930/mo.

How does ZIP 64089 compare to other ZIPs in Missouri?

ZIP 64089 is one of the pricier ZIP codes in Missouri, ranking #2 out of 141 ZIPs tracked at $2,248/mo.

How much income do you need to rent in ZIP 64089?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (~$43/hour full-time) to afford the median rent of $2,248/mo in ZIP 64089. The local median household income is $101,009/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 64089?

Rent in ZIP 64089 has been relatively stable over the past year, with a 0.0% change year over year as of May 18, 2026.

Is ZIP 64089 an affordable place to rent?

ZIP 64089 is considered affordable for renters. At $2,248/mo, rent takes approximately 27% of the local median household income ($101,009/yr). The standard benchmark is 30%. ZIP 64089 falls comfortably within that range.

What percentage of ZIP 64089 residents rent vs. own?

According to Census data, approximately 16.9% of ZIP 64089 households are renters, while 83.1% are owner-occupied. ZIP 64089 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 64089 compare to the rest of Smithville?

ZIP 64089 sits right at the Smithville citywide median of $2,248/mo.

When was rent data for ZIP 64089 last updated?

Rent data for ZIP 64089 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
27%
AFFORDABLE

At $2,248/mo, rent takes ~27% of ZIP 64089's median household income ($101,009/yr). The standard benchmark is 30%.

ZIP 64089 27%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 64089 (Smithville, MO)

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