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ZIP Code · MO

ZIP 64109

Pop. 10,043·Jackson County·114th most expensive ZIP in Missouri
Median rent (all units)
$1,174/mo
Year-over-Year
+7.6%
Month-over-Month
+0.8%
vs US Median
-$791
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 64109 · $1,174
More affordable than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$880
1 BR
$960
2 BR
$1,090
3 BR
$1,420
4 BR+
$1,690
Research median
$1,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,088/yr
At $1,174/mo median
Location
StateMO
CountyJackson County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.6% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 64109 (Kansas City, MO) is majority renter-occupied, has a median income below the national average, 33.2% of residents hold a bachelor's degree or higher.

Population
10,043
Median income
$41,943
Median age
35.9
Renters
61.7%
Age distribution
18.5%
29.8%
27.6%
12.3%
Under 1818.5%
18–3429.8%
35–5427.6%
55–6412.3%
65+11.8%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
42.6%
44.4%
White42.6%
Black44.4%
Hispanic8.6%
Asian1.5%
Other2.9%
Education (25+)
12.5%
30.5%
23.9%
33.2%
No HS diploma12.5%
HS diploma30.5%
Some college23.9%
Bachelor's+33.2%
Housing tenure
38.3%
61.7%
Owner38.3%
Renter61.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64109 in Kansas City, MO has changed in 5 years

Rent
$819 → $1,174
up 43.3%
Income
$38,801 → $41,943
up 8.1%
Population
9,919 → 10,043
up 1.3%
Renter share
58.6% → 61.7%
+3.1 pts
Bachelor's+
36.2% → 33.2%
-3.0 pts
Median age
33.8 → 35.9
+2.1 yrs

Compared with 2021, rent in ZIP 64109 in Kansas City, MO has increased by $355 per month, settling near $1,174 after starting the period at $819. Local incomes tracked alongside that move, going from a median of $38,801 in 2021 to $41,943 more recently. Rent outpaced income growth by roughly 35.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 9,919 to 10,043 between 2021 and 2024, a 1.3% change. About 61.7% of households rent today, against 58.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 36.2% to 33.2%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 64109 in Kansas City, MO market of 2021.

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Local insights

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About renting in ZIP 64109

Last updated: July 20, 2026

ZIP code 64109 covers Kansas City, MO. The median rent here is $1,174/mo as of July 2026. A 1-bedroom rents for a median of $960/mo. A 2-bedroom rents for a median of $1,090/mo.

At 34% of local median household income ($41,943/yr), ZIP 64109 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 64109?

As of July 20, 2026, the median monthly rent in ZIP 64109 (Kansas City, MO) is $1,174. This is based on aggregated data from public sources and community submissions.

How does ZIP 64109 rent compare to the US average?

ZIP 64109's median rent of $1,174/mo is $791 (40%) below the US national median of $1,965/mo.

How does ZIP 64109 compare to other ZIPs in Missouri?

ZIP 64109 is among the more affordable ZIP codes in Missouri, ranking #114 out of 136 ZIPs at $1,174/mo.

How much income do you need to rent in ZIP 64109?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (~$23/hour full-time) to afford the median rent of $1,174/mo in ZIP 64109. The local median household income is $41,943/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 64109?

Rent in ZIP 64109 has increased 7.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 64109 an affordable place to rent?

ZIP 64109 is considered moderate for renters. At $1,174/mo, rent takes approximately 34% of the local median household income ($41,943/yr). The standard benchmark is 30%. ZIP 64109 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 64109 residents rent vs. own?

According to Census data, approximately 61.7% of ZIP 64109 households are renters, while 38.3% are owner-occupied. With a majority renter population, ZIP 64109 has a strong rental market.

How does ZIP 64109 compare to the rest of Kansas City?

ZIP 64109 is more affordable than Kansas City overall. At $1,174/mo, it's $270 below the Kansas City citywide median of $1,444/mo.

When was rent data for ZIP 64109 last updated?

Rent data for ZIP 64109 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $1,174/mo, rent takes ~34% of ZIP 64109's median household income ($41,943/yr). The standard benchmark is 30%.

ZIP 64109 34%Benchmark 30%
State income tax2–4.7%
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