ZIP Code · MO

ZIP 64120

Part of Kansas City, MO

Pop. 552·Jackson County·53rd most expensive ZIP in Missouri

Median rent (all units)

$1,513/mo

Year-over-Year

Stable

Month-over-Month

+2.2%

vs US Median

-$419

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 64120 · $1,513

More affordable than 72% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,240

1 BR

$1,360

2 BR

$1,540

3 BR

$2,010

4 BR+

$2,380

Research median

$1,540/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($76,833) is $1,921 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,540); a 3-bedroom is $2,010.

Rank in Kansas City

17th cheapest of 26 ZIP codes in Kansas City.

Cheaper nearby

ZIP 64123, 1 mile away, rents for 15% less ($1,292/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 64120. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$18,156/yr

At $1,513/mo median

Location

CityKansas City

StateMO

CountyJackson County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.2% MoM), not inventory.

Demographics

Who lives here

ZIP 64120 (Kansas City, MO) is majority renter-occupied, skews toward younger working-age adults, 59.8% of residents hold a bachelor's degree or higher.

Population

552

Median income

$76,833

Median age

29.5

Renters

92.5%

Age distribution

61.2%

23.7%

18–3461.2%

35–5423.7%

55–649.2%

65+5.8%

Gender

71%

29%

Male71%

Female29%

Race & ethnicity

85.9%

White85.9%

Black3.3%

Hispanic4.9%

Other6%

Education (25+)

17.6%

13.9%

59.8%

No HS diploma8.8%

HS diploma17.6%

Some college13.9%

Bachelor's+59.8%

Housing tenure

92.5%

Owner7.5%

Renter92.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64120 in Kansas City, MO has changed in 5 years

Income

$53,250 → $76,833

up 44.3%

Population

462 → 552

up 19.5%

Renter share

45.7% → 92.5%

+46.8 pts

Bachelor's+

29.8% → 59.8%

+30.0 pts

Median age

36.8 → 29.5

-7.3 yrs

Local incomes tracked alongside that move, going from a median of $53,250 in 2021 to $76,833 more recently. Census counts show ZIP 64120 in Kansas City, MO adding about 90 residents over the five-year window, up 19.5% on net. The renter share has risen from 45.7% to 92.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 29.8% to 59.8% across the same window.

Community

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Local insights

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About renting in ZIP 64120

Last updated: October 17, 2026

ZIP code 64120 covers Kansas City, MO. The median rent here is $1,513/mo as of October 2026. A 1-bedroom rents for a median of $1,360/mo. A 2-bedroom rents for a median of $1,540/mo.

At 24% of local median household income ($76,833/yr), ZIP 64120 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 64120?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (about $29/hour full-time) to afford the median rent of $1,513/mo in ZIP 64120. The local median household income is $76,833/yr, so the typical household meets that bar.