ZIP Code · MO

ZIP 64123

Part of Kansas City, MO

Pop. 11,833·Jackson County·96th most expensive ZIP in Missouri

Median rent (all units)

$1,292/mo

Year-over-Year

Stable

Month-over-Month

+0.6%

vs US Median

-$640

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 64123 · $1,292

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$910

1 BR

$1,000

2 BR

$1,130

3 BR

$1,470

4 BR+

$1,750

Research median

$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($54,443) is $1,361 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,130); a 3-bedroom is $1,470.

Rank in Kansas City

7th cheapest of 26 ZIP codes in Kansas City.

Cheaper nearby

ZIP 64053, 3 miles away, rents for 21% less ($1,020/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 64123. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,504/yr

At $1,292/mo median

Location

CityKansas City

StateMO

CountyJackson County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 64123 (Kansas City, MO) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 24% of residents hold a bachelor's degree or higher.

Population

11,833

Median income

$54,443

Median age

32.2

Renters

32.4%

Age distribution

29%

24.9%

26.6%

12.3%

Under 1829%

18–3424.9%

35–5426.6%

55–6412.3%

65+7.3%

Gender

51.6%

48.4%

Male51.6%

Female48.4%

Race & ethnicity

39.7%

12.8%

46.3%

White39.7%

Black12.8%

Hispanic46.3%

Asian4.7%

Education (25+)

18.6%

37.5%

20%

24%

No HS diploma18.6%

HS diploma37.5%

Some college20%

Bachelor's+24%

Housing tenure

67.6%

32.4%

Owner67.6%

Renter32.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 64123 in Kansas City, MO has changed in 5 years

Income

$40,649 → $54,443

up 33.9%

Population

11,285 → 11,833

up 4.9%

Renter share

42.9% → 32.4%

-10.5 pts

Bachelor's+

15.1% → 24%

+8.9 pts

Local incomes tracked alongside that move, going from a median of $40,649 in 2021 to $54,443 more recently. Census counts show ZIP 64123 in Kansas City, MO adding about 548 residents over the five-year window, up 4.9% on net. The renter share has eased from 42.9% to 32.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 15.1% to 24% across the same window.

Community

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Local insights

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About renting in ZIP 64123

Last updated: October 17, 2026

ZIP code 64123 covers Kansas City, MO. The median rent here is $1,292/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,130/mo.

At 28% of local median household income ($54,443/yr), ZIP 64123 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 64123?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,292/mo in ZIP 64123. The local median household income is $54,443/yr, so the typical household meets that bar.