ZIP Code · MO

ZIP 65251

Part of Fulton, MO

Pop. 22,579·Callaway County·133rd most expensive ZIP in Missouri

Median rent (all units)

$866/mo

Year-over-Year

Stable

Month-over-Month

-20.0%

vs US Median

-$1,066

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 65251 · $866

More affordable than 99% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$770

1 BR

$780

2 BR

$1,020

3 BR

$1,220

4 BR+

$1,440

Research median

$1,020/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($63,072) is $1,577 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,440).

From Zillow's monthly rent index (ZORI) for ZIP 65251. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$10,392/yr

At $866/mo median

Location

CityFulton

StateMO

CountyCallaway County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -20.0% MoM), not inventory.

Demographics

Who lives here

ZIP 65251 (Fulton, MO) is majority owner-occupied, has a median income below the national average, 23.4% of residents hold a bachelor's degree or higher.

Population

22,579

Median income

$63,072

Median age

36.8

Renters

33.1%

Age distribution

19.3%

25.8%

25.4%

13.3%

16.2%

Under 1819.3%

18–3425.8%

35–5425.4%

55–6413.3%

65+16.2%

Gender

52.9%

47.1%

Male52.9%

Female47.1%

Race & ethnicity

86%

White86%

Black5.8%

Hispanic2.1%

Other5.9%

Education (25+)

35.9%

30.6%

23.4%

No HS diploma10.1%

HS diploma35.9%

Some college30.6%

Bachelor's+23.4%

Housing tenure

66.9%

33.1%

Owner66.9%

Renter33.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 65251 in Fulton, MO has changed in 5 years

Income

$58,384 → $63,072

up 8.0%

Population

21,739 → 22,579

up 3.9%

Renter share

31.6% → 33.1%

+1.5 pts

Bachelor's+

23.6% → 23.4%

-0.2 pts

Median age

38.7 → 36.8

-1.9 yrs

Household income in the area moved from $58,384 to $63,072 across the same window, up 8.0% versus 2021. Headcount in the area went from 21,739 to 22,579 between 2021 and 2024, a 3.9% change. About 33.1% of households rent today, against 31.6% in 2021.

Community

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Local insights

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About renting in ZIP 65251

Last updated: September 25, 2026

ZIP code 65251 covers Fulton, MO. The median rent here is $866/mo as of September 2026. A 1-bedroom rents for a median of $780/mo. A 2-bedroom rents for a median of $1,020/mo.

At 16% of local median household income ($63,072/yr), ZIP 65251 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 65251?

To keep rent at or below 30% of gross income, you would need to earn at least $35,000/year (about $17/hour full-time) to afford the median rent of $866/mo in ZIP 65251. The local median household income is $63,072/yr, so the typical household meets that bar.