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ZIP Code · MO

ZIP 65101

Pop. 28,793·Cole County·132nd most expensive ZIP in Missouri
Median rent (all units)
$969/mo
Year-over-Year
+23.4%
Month-over-Month
+3.1%
vs US Median
-$996
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 65101 · $969
More affordable than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$690
1 BR
$690
2 BR
$900
3 BR
$1,230
4 BR+
$1,350
Research median
$900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$11,628/yr
At $969/mo median
Location
StateMO
CountyCole County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 23.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+23.4% YoY, +3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 65101 (Jefferson City, MO) is majority owner-occupied, 33.1% of residents hold a bachelor's degree or higher.

Population
28,793
Median income
$74,807
Median age
38.3
Renters
35.1%
Age distribution
20.1%
25.2%
27.6%
12.7%
14.4%
Under 1820.1%
18–3425.2%
35–5427.6%
55–6412.7%
65+14.4%
Gender
55.4%
44.6%
Male55.4%
Female44.6%
Race & ethnicity
73.8%
16.6%
White73.8%
Black16.6%
Hispanic3.2%
Other5.9%
Education (25+)
31.5%
26.2%
33.1%
No HS diploma9.3%
HS diploma31.5%
Some college26.2%
Bachelor's+33.1%
Housing tenure
64.9%
35.1%
Owner64.9%
Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 65101 in Jefferson City, MO has changed in 5 years

Income
$63,154 → $74,807
up 18.5%
Population
30,381 → 28,793
down 5.2%
Renter share
32.8% → 35.1%
+2.3 pts
Bachelor's+
30.1% → 33.1%
+3.0 pts
Median age
36.7 → 38.3
+1.6 yrs

On the earnings side, the typical household in ZIP 65101 in Jefferson City, MO now reports about $74,807, up from $63,154 in 2021. Headcount in the area went from 30,381 to 28,793 between 2021 and 2024, a 5.2% change. About 35.1% of households rent today, against 32.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 30.1% to 33.1%.

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Local insights

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About renting in ZIP 65101

Last updated: July 20, 2026

ZIP code 65101 covers Jefferson City, MO. The median rent here is $969/mo as of July 2026. A 1-bedroom rents for a median of $690/mo. A 2-bedroom rents for a median of $900/mo.

At 16% of local median household income ($74,807/yr), ZIP 65101 ranks as affordable compared to the national benchmark of 30%. Rents have increased 23.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 65101?

As of July 20, 2026, the median monthly rent in ZIP 65101 (Jefferson City, MO) is $969. This is based on aggregated data from public sources and community submissions.

How does ZIP 65101 rent compare to the US average?

ZIP 65101's median rent of $969/mo is $996 (51%) below the US national median of $1,965/mo.

How does ZIP 65101 compare to other ZIPs in Missouri?

ZIP 65101 is among the more affordable ZIP codes in Missouri, ranking #132 out of 136 ZIPs at $969/mo.

How much income do you need to rent in ZIP 65101?

To keep rent at or below 30% of gross income, you would need to earn at least $39,000/year (~$19/hour full-time) to afford the median rent of $969/mo in ZIP 65101. The local median household income is $74,807/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 65101?

Rent in ZIP 65101 has increased 23.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 65101 an affordable place to rent?

ZIP 65101 is considered very affordable for renters. At $969/mo, rent takes approximately 16% of the local median household income ($74,807/yr). The standard benchmark is 30%. ZIP 65101 falls comfortably within that range.

What percentage of ZIP 65101 residents rent vs. own?

According to Census data, approximately 35.1% of ZIP 65101 households are renters, while 64.9% are owner-occupied. ZIP 65101 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 65101 compare to the rest of Jefferson City?

ZIP 65101 is more affordable than Jefferson City overall. At $969/mo, it's $129 below the Jefferson City citywide median of $1,098/mo.

When was rent data for ZIP 65101 last updated?

Rent data for ZIP 65101 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
16%
VERY AFFORDABLE

At $969/mo, rent takes ~16% of ZIP 65101's median household income ($74,807/yr). The standard benchmark is 30%.

ZIP 65101 16%Benchmark 30%
State income tax2–4.7%
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