ZIP Code · MO

ZIP 65101

Part of Jefferson City, MO

Pop. 28,793·Cole County·131st most expensive ZIP in Missouri

Median rent (all units)

$971/mo

Year-over-Year

+5.8%

Month-over-Month

+0.1%

vs US Median

-$961

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 65101 · $971

More affordable than 98% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$690

1 BR

$690

2 BR

$900

3 BR

$1,230

4 BR+

$1,350

Research median

$900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Missouri

Rent in ZIP 65101 changed +5.8% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($74,807) is $1,870 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,350).

From Zillow's monthly rent index (ZORI) for ZIP 65101. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$11,652/yr

At $971/mo median

Location

CityJefferson City

StateMO

CountyCole County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (5.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+5.8% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 65101 (Jefferson City, MO) is majority owner-occupied, 33.1% of residents hold a bachelor's degree or higher.

Population

28,793

Median income

$74,807

Median age

38.3

Renters

35.1%

Age distribution

20.1%

25.2%

27.6%

12.7%

14.4%

Under 1820.1%

18–3425.2%

35–5427.6%

55–6412.7%

65+14.4%

Gender

55.4%

44.6%

Male55.4%

Female44.6%

Race & ethnicity

73.8%

16.6%

White73.8%

Black16.6%

Hispanic3.2%

Other5.9%

Education (25+)

31.5%

26.2%

33.1%

No HS diploma9.3%

HS diploma31.5%

Some college26.2%

Bachelor's+33.1%

Housing tenure

64.9%

35.1%

Owner64.9%

Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 65101 in Jefferson City, MO has changed in 5 years

Income

$63,154 → $74,807

up 18.5%

Population

30,381 → 28,793

down 5.2%

Renter share

32.8% → 35.1%

+2.3 pts

Bachelor's+

30.1% → 33.1%

+3.0 pts

Median age

36.7 → 38.3

+1.6 yrs

On the earnings side, the typical household in ZIP 65101 in Jefferson City, MO now reports about $74,807, up from $63,154 in 2021. Headcount in the area went from 30,381 to 28,793 between 2021 and 2024, a 5.2% change. About 35.1% of households rent today, against 32.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 30.1% to 33.1%.

Community

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Local insights

Tips for renters in ZIP 65101

About renting in ZIP 65101

Last updated: October 17, 2026

ZIP code 65101 covers Jefferson City, MO. The median rent here is $971/mo as of October 2026. A 1-bedroom rents for a median of $690/mo. A 2-bedroom rents for a median of $900/mo.

At 16% of local median household income ($74,807/yr), ZIP 65101 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 65101?

To keep rent at or below 30% of gross income, you would need to earn at least $39,000/year (about $19/hour full-time) to afford the median rent of $971/mo in ZIP 65101. The local median household income is $74,807/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 65101?

Rent in ZIP 65101 has risen 5.8% over the past year.

How does ZIP 65101 compare to other ZIPs in Missouri?

ZIP 65101 is one of the more affordable among Missouri ZIP codes for rent, ranking #131 of 137 at $971/mo. Over the year to September 2026, rent in ZIP 65101 changed +5.8%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.