ZIP Code · OK

ZIP 74104

Part of Tulsa, OK
Pop. 12,806·Tulsa County·28th most expensive ZIP in Oklahoma
Median rent (all units)
$1,460/mo
Year-over-Year
+4.4%
Month-over-Month
-0.5%
vs US Median
-$472
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 74104 · $1,460
More affordable than 76% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,100
1 BR
$1,170
2 BR
$1,440
3 BR
$1,900
4 BR+
$2,200
Research median
$1,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 74104 usually run 0.7% below trend in December and 0.6% above it in February, about $19 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 74104 is 0.5% below its high of $1,467 in August 2026, at $1,460 as of September 2026.

Past year vs. the rest of Oklahoma

Rent in ZIP 74104 changed +4.4% over the year to September 2026. Across the 87 Oklahoma ZIP codes Zillow tracks, the typical change was +3.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 74104 rose 54.3% while median household income rose 24.9% ($43,795 to $54,691). Rent outpaced income.

Since before the pandemic

Rent in ZIP 74104 is 56.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($54,691) is $1,367 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,170); a 2-bedroom is $1,440.

Rank in Tulsa

19th cheapest of 21 ZIP codes in Tulsa.

Cheaper nearby

ZIP 74112, 3 miles away, rents for 12% less ($1,292/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 74104. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,520/yr
At $1,460/mo median
Location
CityTulsa
StateOK
CountyTulsa County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.4% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 74104 (Tulsa, OK) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 49.3% of residents hold a bachelor's degree or higher.

Population
12,806
Median income
$54,691
Median age
30.6
Renters
51.7%
Age distribution
14.1%
42.2%
23.7%
12.6%
Under 1814.1%
18–3442.2%
35–5423.7%
55–647.4%
65+12.6%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
70.5%
13.4%
White70.5%
Black6.9%
Hispanic13.4%
Asian3.4%
Other5.8%
Education (25+)
16.7%
24.4%
49.3%
No HS diploma9.6%
HS diploma16.7%
Some college24.4%
Bachelor's+49.3%
Housing tenure
48.3%
51.7%
Owner48.3%
Renter51.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 74104 in Tulsa, OK has changed in 5 years

Rent
$1,010 → $1,460
up 44.6%
Income
$47,254 → $54,691
up 15.7%
Population
11,966 → 12,806
up 7.0%
Renter share
53% → 51.7%
-1.3 pts
Bachelor's+
43.2% → 49.3%
+6.1 pts
Median age
32 → 30.6
-1.4 yrs

Across the past five years, the going rent in ZIP 74104 in Tulsa, OK has shifted from $1,010 to $1,460, up 44.6% since 2021. Census figures show median household income at $54,691 today, compared with $47,254 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 74104 in Tulsa, OK adding about 840 residents over the five-year window, up 7.0% on net. Bachelor's-degree-or-higher attainment moved from 43.2% to 49.3% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

Tips for renters in ZIP 74104

About renting in ZIP 74104

Last updated: October 17, 2026

ZIP code 74104 covers Tulsa, OK. The median rent here is $1,460/mo as of October 2026. A 1-bedroom rents for a median of $1,170/mo. A 2-bedroom rents for a median of $1,440/mo.

At 32% of local median household income ($54,691/yr), ZIP 74104 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 74104?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,460/mo in ZIP 74104. The local median household income is $54,691/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 74104?

Rent in ZIP 74104 has risen 4.4% over the past year as of September 2026. It sits 0.5% below its high of $1,467 in August 2026.

When is the cheapest time to rent in ZIP 74104?

Asking rents in ZIP 74104 are usually lowest in December, about 0.7% below their yearly trend, and highest in February, about 0.6% above it. At today's median that is a gap of roughly $19 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 74104?

Yes. From 2019 to 2024, rent in ZIP 74104 rose 54.3% while median household income rose 24.9%, from $43,795 to $54,691. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 74104 compare to other ZIPs in Oklahoma?

ZIP 74104 is one of the pricier among Oklahoma ZIP codes for rent, ranking #28 of 99 at $1,460/mo. Over the year to September 2026, rent in ZIP 74104 changed +4.4%, against a typical +3.6% across the 87 Oklahoma ZIP codes Zillow tracks.

How does ZIP 74104 compare to the rest of Tulsa?

At $1,460/mo, ZIP 74104 is $187 above the Tulsa citywide median of $1,273/mo. It is the 19th cheapest of 21 ZIP codes in Tulsa.
Income Affordability
32%
MODERATE

At $1,460/mo, rent takes ~32% of ZIP 74104's median household income ($54,691/yr). The standard benchmark is 30%.

ZIP 74104 32%Benchmark 30%
State income tax0.25–4.75%
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Public schools near ZIP 74104 (Tulsa, OK)

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