ZIP Code · OK

ZIP 74403

Part of Muskogee, OK
Pop. 29,217·Muskogee County·83rd most expensive ZIP in Oklahoma
Median rent (all units)
$1,087/mo
Year-over-Year
Stable
Month-over-Month
+1.2%
vs US Median
-$845
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 74403 · $1,087
More affordable than 96% of US ZIP codes · National median $1,932/mo
Rent check

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Medians by bedroom

Rent by unit size

Studio
$770
1 BR
$770
2 BR
$1,010
3 BR
$1,270
4 BR+
$1,560
Research median
$1,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($56,689) is $1,417 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,270); a 4-bedroom is $1,560.

From Zillow's monthly rent index (ZORI) for ZIP 74403. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$13,044/yr
At $1,087/mo median
Location
StateOK
CountyMuskogee County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 74403 (Muskogee, OK) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 20.7% of residents hold a bachelor's degree or higher.

Population
29,217
Median income
$56,689
Median age
36
Renters
36.7%
Age distribution
25.4%
22.9%
23.7%
12.9%
15.2%
Under 1825.4%
18–3422.9%
35–5423.7%
55–6412.9%
65+15.2%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
57.9%
26.2%
White57.9%
Black4.8%
Hispanic10.4%
Asian0.7%
Other26.2%
Education (25+)
35.3%
32.9%
20.7%
No HS diploma11.1%
HS diploma35.3%
Some college32.9%
Bachelor's+20.7%
Housing tenure
63.3%
36.7%
Owner63.3%
Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 74403 in Muskogee, OK has changed in 5 years

Income
$48,229 → $56,689
up 17.5%
Population
29,648 → 29,217
down 1.5%
Renter share
36.3% → 36.7%
+0.4 pts
Bachelor's+
22.8% → 20.7%
-2.1 pts
Median age
35.5 → 36
+0.5 yrs

Household income in the area moved from $48,229 to $56,689 across the same window, up 17.5% versus 2021. Headcount in the area went from 29,648 to 29,217 between 2021 and 2024, a 1.5% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 22.8% to 20.7%.

Community

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Local insights

Tips for renters in ZIP 74403

About renting in ZIP 74403

Last updated: October 17, 2026

ZIP code 74403 covers Muskogee, OK. The median rent here is $1,087/mo as of October 2026. A 1-bedroom rents for a median of $770/mo. A 2-bedroom rents for a median of $1,010/mo.

At 23% of local median household income ($56,689/yr), ZIP 74403 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 74403?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (about $21/hour full-time) to afford the median rent of $1,087/mo in ZIP 74403. The local median household income is $56,689/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 74403?

Rent in ZIP 74403 has been roughly flat over the past year, a 0.0% change.

How does ZIP 74403 compare to other ZIPs in Oklahoma?

ZIP 74403 is one of the more affordable among Oklahoma ZIP codes for rent, ranking #83 of 99 at $1,087/mo.

How does ZIP 74403 compare to the rest of Muskogee?

At $1,087/mo, ZIP 74403 is $56 above the Muskogee citywide median of $1,031/mo.
Income Affordability
23%
VERY AFFORDABLE

At $1,087/mo, rent takes ~23% of ZIP 74403's median household income ($56,689/yr). The standard benchmark is 30%.

ZIP 74403 23%Benchmark 30%
State income tax0.25–4.75%
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Schools nearby

Public schools near ZIP 74403 (Muskogee, OK)

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