ZIP Code · TX

ZIP 75156

Pop. 16,333·Henderson County·434th most expensive ZIP in Texas
Median rent (all units)
$1,473/mo
Year-over-Year
-1.0%
Month-over-Month
+2.6%
vs US Median
-$459
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 75156 · $1,473
More affordable than 75% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$830
1 BR
$890
2 BR
$1,030
3 BR
$1,300
4 BR+
$1,690
Research median
$1,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in ZIP 75156 changed -1.0% over the year to August 2026. Across the 625 Texas ZIP codes Zillow tracks, the typical change was +0.9%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($60,867) is $1,522 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,300); a 4-bedroom is $1,690.

From Zillow's monthly rent index (ZORI) for ZIP 75156. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,676/yr
At $1,473/mo median
Location
StateTX
CountyHenderson County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (-1.0% YoY, +2.6% MoM), not inventory.
Demographics

Who lives here

ZIP 75156 (Payne Springs, TX) is majority owner-occupied, has a large retiree population, has a median income below the national average, 17.6% of residents hold a bachelor's degree or higher.

Population
16,333
Median income
$60,867
Median age
49.4
Renters
18.5%
Age distribution
18.5%
16%
24.3%
16.5%
24.7%
Under 1818.5%
18–3416%
35–5424.3%
55–6416.5%
65+24.7%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
88.3%
White88.3%
Black0.6%
Hispanic8.6%
Other2.3%
Education (25+)
12.8%
34.1%
35.6%
17.6%
No HS diploma12.8%
HS diploma34.1%
Some college35.6%
Bachelor's+17.6%
Housing tenure
81.5%
18.5%
Owner81.5%
Renter18.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75156 in Payne Springs, TX has changed in 5 years

Income
$46,498 → $60,867
up 30.9%
Population
16,500 → 16,333
down 1.0%
Renter share
26.6% → 18.5%
-8.1 pts
Bachelor's+
13.2% → 17.6%
+4.4 pts
Median age
48.2 → 49.4
+1.2 yrs

On the earnings side, the typical household in ZIP 75156 in Payne Springs, TX now reports about $60,867, up from $46,498 in 2021. The population has contracted by 1.0% since 2021, moving from about 16,500 residents to roughly 16,333. Renters now make up 18.5% of households, compared with 26.6% five years ago. College-educated residents now make up 17.6% of adults here, versus 13.2% in 2021.

Community

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Local insights

Tips for renters in ZIP 75156

About renting in ZIP 75156

Last updated: September 25, 2026

ZIP code 75156 covers Payne Springs, TX. The median rent here is $1,473/mo as of September 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,030/mo.

At 29% of local median household income ($60,867/yr), ZIP 75156 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75156?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,473/mo in ZIP 75156. The local median household income is $60,867/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75156?

Rent in ZIP 75156 has fallen 1.0% over the past year.

How does ZIP 75156 compare to other ZIPs in Texas?

ZIP 75156 is in the middle among Texas ZIP codes for rent, ranking #434 of 687 at $1,473/mo. Over the year to August 2026, rent in ZIP 75156 changed -1.0%, against a typical +0.9% across the 625 Texas ZIP codes Zillow tracks.
Income Affordability
29%
AFFORDABLE

At $1,473/mo, rent takes ~29% of ZIP 75156's median household income ($60,867/yr). The standard benchmark is 30%.

ZIP 75156 29%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 75156 (Payne Springs, TX)

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