ZIP Code · TX

ZIP 75189

Pop. 48,739·Rockwall County·70th most expensive ZIP in Texas
Median rent (all units)
$2,056/mo
Year-over-Year
+0.2%
Month-over-Month
+0.5%
vs US Median
+$124
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 75189 · $2,056
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,020
1 BR
$2,110
2 BR
$2,470
3 BR
$3,110
4 BR+
$3,950
Research median
$2,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 75189 usually run 0.8% below trend in February and 0.6% above it in September, about $29 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 75189 is 1.2% below its high of $2,081 in November 2024, at $2,056 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 75189 changed +0.2% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($117,125) is $2,928 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,470); a 3-bedroom is $3,110.

Cheaper nearby

ZIP 75087, 8 miles away, rents for 11% less ($1,820/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 75189. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,672/yr
At $2,056/mo median
Location
StateTX
CountyRockwall County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.2% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 75189 (Royse City, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 30.5% of residents hold a bachelor's degree or higher.

Population
48,739
Median income
$117,125
Median age
33.3
Renters
11.5%
Age distribution
26.6%
26.4%
28.2%
Under 1826.6%
18–3426.4%
35–5428.2%
55–649.7%
65+9.1%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
63%
28.4%
White63%
Black9.9%
Hispanic28.4%
Asian3.1%
Education (25+)
25.6%
35.3%
30.5%
No HS diploma8.6%
HS diploma25.6%
Some college35.3%
Bachelor's+30.5%
Housing tenure
88.5%
Owner88.5%
Renter11.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 75189 in Royse City, TX has changed in 5 years

Rent
$1,763 → $2,056
up 16.6%
Income
$101,552 → $117,125
up 15.3%
Population
35,243 → 48,739
up 38.3%
Renter share
10% → 11.5%
+1.5 pts
Bachelor's+
26.9% → 30.5%
+3.6 pts
Median age
35.5 → 33.3
-2.2 yrs

Across the past five years, the going rent in ZIP 75189 in Royse City, TX has shifted from $1,763 to $2,056, up 16.6% since 2021. Median household income climbed from $101,552 to $117,125 between 2021 and 2024, a 15.3% shift. Census counts show ZIP 75189 in Royse City, TX adding about 13,496 residents over the five-year window, up 38.3% on net. The renter share has risen from 10% to 11.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 26.9% to 30.5% across the same window. Taken together, the five-year picture in ZIP 75189 in Royse City, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 75189

Last updated: October 17, 2026

ZIP code 75189 covers Royse City, TX. The median rent here is $2,056/mo as of October 2026. A 1-bedroom rents for a median of $2,110/mo. A 2-bedroom rents for a median of $2,470/mo.

At 21% of local median household income ($117,125/yr), ZIP 75189 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 75189?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (about $39/hour full-time) to afford the median rent of $2,056/mo in ZIP 75189. The local median household income is $117,125/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 75189?

Rent in ZIP 75189 has been roughly flat over the past year as of September 2026, a +0.2% change. It sits 1.2% below its high of $2,081 in November 2024.

When is the cheapest time to rent in ZIP 75189?

Asking rents in ZIP 75189 are usually lowest in February, about 0.8% below their yearly trend, and highest in September, about 0.6% above it. At today's median that is a gap of roughly $29 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 75189 compare to other ZIPs in Texas?

ZIP 75189 is one of the pricier among Texas ZIP codes for rent, ranking #70 of 693 at $2,056/mo. Over the year to September 2026, rent in ZIP 75189 changed +0.2%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 75189 compare to the rest of Royse City?

At $2,056/mo, ZIP 75189 is $112 below the Royse City citywide median of $2,168/mo.
Income Affordability
21%
VERY AFFORDABLE

At $2,056/mo, rent takes ~21% of ZIP 75189's median household income ($117,125/yr). The standard benchmark is 30%.

ZIP 75189 21%Benchmark 30%
State income taxNone
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