ZIP Code · TX

ZIP 76131

Part of Saginaw, TX
Pop. 56,322·Tarrant County·98th most expensive ZIP in Texas
Median rent (all units)
$1,975/mo
Year-over-Year
+6.1%
Month-over-Month
+3.6%
vs US Median
+$10
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 76131 · $1,975
More expensive than 59% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,780
1 BR
$1,840
2 BR
$2,150
3 BR
$2,840
4 BR+
$3,510
Research median
$2,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,700/yr
At $1,975/mo median
Location
StateTX
CountyTarrant County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.1% YoY, +3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 76131 (Saginaw, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 35.2% of residents hold a bachelor's degree or higher.

Population
56,322
Median income
$108,694
Median age
34.1
Renters
26.7%
Age distribution
28.3%
24.8%
31%
Under 1828.3%
18–3424.8%
35–5431%
55–647.9%
65+8%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
48.3%
14.5%
26%
White48.3%
Black14.5%
Hispanic26%
Asian12.1%
Education (25+)
22.2%
34.5%
35.2%
No HS diploma8.2%
HS diploma22.2%
Some college34.5%
Bachelor's+35.2%
Housing tenure
73.3%
26.7%
Owner73.3%
Renter26.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76131 in Saginaw, TX has changed in 5 years

Rent
$1,523 → $1,975
up 29.7%
Income
$94,361 → $108,694
up 15.2%
Population
47,569 → 56,322
up 18.4%
Renter share
22.9% → 26.7%
+3.8 pts
Bachelor's+
36.7% → 35.2%
-1.5 pts
Median age
33 → 34.1
+1.1 yrs

Since 2021, the typical rent in ZIP 76131 in Saginaw, TX has climbed from $1,523 to $1,975, a 29.7% change over five years. Household income in the area moved from $94,361 to $108,694 across the same window, up 15.2% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 18.4% since 2021, moving from about 47,569 residents to roughly 56,322. Renters now make up 26.7% of households, compared with 22.9% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 76131 in Saginaw, TX look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 76131

Last updated: July 20, 2026

ZIP code 76131 covers Saginaw, TX. The median rent here is $1,975/mo as of July 2026. A 1-bedroom rents for a median of $1,840/mo. A 2-bedroom rents for a median of $2,150/mo.

At 22% of local median household income ($108,694/yr), ZIP 76131 ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 76131?

As of July 20, 2026, the median monthly rent in ZIP 76131 (Saginaw, TX) is $1,975. This is based on aggregated data from public sources and community submissions.

How does ZIP 76131 rent compare to the US average?

ZIP 76131's median rent of $1,975/mo is $10 (1%) above the US national median of $1,965/mo.

How does ZIP 76131 compare to other ZIPs in Texas?

ZIP 76131 is one of the pricier ZIP codes in Texas, ranking #98 out of 689 ZIPs tracked at $1,975/mo.

How much income do you need to rent in ZIP 76131?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (~$38/hour full-time) to afford the median rent of $1,975/mo in ZIP 76131. The local median household income is $108,694/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 76131?

Rent in ZIP 76131 has increased 6.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 76131 an affordable place to rent?

ZIP 76131 is considered very affordable for renters. At $1,975/mo, rent takes approximately 22% of the local median household income ($108,694/yr). The standard benchmark is 30%. ZIP 76131 falls comfortably within that range.

What percentage of ZIP 76131 residents rent vs. own?

According to Census data, approximately 26.7% of ZIP 76131 households are renters, while 73.3% are owner-occupied. ZIP 76131 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 76131 compare to the rest of Saginaw?

ZIP 76131 is pricier than Saginaw as a whole. At $1,975/mo, it's $17 above the Saginaw citywide median of $1,958/mo.

When was rent data for ZIP 76131 last updated?

Rent data for ZIP 76131 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,975/mo, rent takes ~22% of ZIP 76131's median household income ($108,694/yr). The standard benchmark is 30%.

ZIP 76131 22%Benchmark 30%
State income taxNone
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Public schools near ZIP 76131 (Saginaw, TX)

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