ZIP 76131
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12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 76131 usually run 0.9% below trend in December and 0.8% above it in July, about $32 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 76131 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 76131 changed +2.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 76131 rose 32.6% while median household income rose 27.4% ($85,312 to $108,694). Rent outpaced income.
Rent in ZIP 76131 is 33.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 6 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($108,694) is $2,717 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,150); a 3-bedroom is $2,840.
ZIP 76137, 4 miles away, rents for 16% less ($1,574/mo), about $3,700 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 76131. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 76131 (Saginaw, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 35.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 76131 in Saginaw, TX has changed in 5 years
Since 2021, the typical rent in ZIP 76131 in Saginaw, TX has climbed from $1,533 to $1,879, a 22.6% change over five years. Household income in the area moved from $94,361 to $108,694 across the same window, up 15.2% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 18.4% since 2021, moving from about 47,569 residents to roughly 56,322. Renters now make up 26.7% of households, compared with 22.9% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 76131 in Saginaw, TX look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 76131
Last updated: October 17, 2026
ZIP code 76131 covers Saginaw, TX. The median rent here is $1,879/mo as of October 2026. A 1-bedroom rents for a median of $1,840/mo. A 2-bedroom rents for a median of $2,150/mo.
At 21% of local median household income ($108,694/yr), ZIP 76131 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.
Frequently asked questions
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How does ZIP 76131 compare to the rest of Saginaw?
At $1,879/mo, rent takes ~21% of ZIP 76131's median household income ($108,694/yr). The standard benchmark is 30%.
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