ZIP Code · TX

ZIP 76528

Pop. 18,935·Coryell County·611th most expensive ZIP in Texas
Median rent (all units)
$1,199/mo
Year-over-Year
Stable
Month-over-Month
-3.1%
vs US Median
-$733
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 76528 · $1,199
More affordable than 91% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$840
1 BR
$840
2 BR
$1,060
3 BR
$1,470
4 BR+
$1,780
Research median
$1,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($70,558) is $1,764 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,470); a 4-bedroom is $1,780.

From Zillow's monthly rent index (ZORI) for ZIP 76528. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,388/yr
At $1,199/mo median
Location
StateTX
CountyCoryell County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 76528 (Gatesville, TX) is majority owner-occupied, 18.8% of residents hold a bachelor's degree or higher.

Population
18,935
Median income
$70,558
Median age
39.9
Renters
29.5%
Age distribution
19.4%
23.3%
26.1%
12.5%
18.8%
Under 1819.4%
18–3423.3%
35–5426.1%
55–6412.5%
65+18.8%
Gender
41.7%
58.3%
Male41.7%
Female58.3%
Race & ethnicity
73.2%
14.8%
White73.2%
Black5.3%
Hispanic14.8%
Asian1.3%
Other5.3%
Education (25+)
32.1%
38.4%
18.8%
No HS diploma10.7%
HS diploma32.1%
Some college38.4%
Bachelor's+18.8%
Housing tenure
70.5%
29.5%
Owner70.5%
Renter29.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76528 in Gatesville, TX has changed in 5 years

Income
$56,442 → $70,558
up 25.0%
Population
19,355 → 18,935
down 2.2%
Renter share
28.8% → 29.5%
+0.7 pts
Bachelor's+
15.9% → 18.8%
+2.9 pts
Median age
39.3 → 39.9
+0.6 yrs

Local incomes tracked alongside that move, going from a median of $56,442 in 2021 to $70,558 more recently. The population has contracted by 2.2% since 2021, moving from about 19,355 residents to roughly 18,935. College-educated residents now make up 18.8% of adults here, versus 15.9% in 2021.

Community

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Local insights

Tips for renters in ZIP 76528

About renting in ZIP 76528

Last updated: September 25, 2026

ZIP code 76528 covers Gatesville, TX. The median rent here is $1,199/mo as of September 2026. A 1-bedroom rents for a median of $840/mo. A 2-bedroom rents for a median of $1,060/mo.

At 20% of local median household income ($70,558/yr), ZIP 76528 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76528?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,199/mo in ZIP 76528. The local median household income is $70,558/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76528?

Rent in ZIP 76528 has been roughly flat over the past year, a 0.0% change.

How does ZIP 76528 compare to other ZIPs in Texas?

ZIP 76528 is one of the more affordable among Texas ZIP codes for rent, ranking #611 of 687 at $1,199/mo.

How does ZIP 76528 compare to the rest of Gatesville?

At $1,199/mo, ZIP 76528 is $83 above the Gatesville citywide median of $1,116/mo.
Income Affordability
20%
VERY AFFORDABLE

At $1,199/mo, rent takes ~20% of ZIP 76528's median household income ($70,558/yr). The standard benchmark is 30%.

ZIP 76528 20%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 76528 (Gatesville, TX)

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