ZIP Code · TX

ZIP 76522

Part of Copperas Cove, TX

Pop. 42,118·Coryell County·620th most expensive ZIP in Texas

Median rent (all units)

$1,196/mo

Year-over-Year

+0.5%

Month-over-Month

+0.3%

vs US Median

-$736

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 76522 · $1,196

More affordable than 91% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$940

1 BR

$940

2 BR

$1,180

3 BR

$1,640

4 BR+

$1,980

Research median

$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 76522 usually run 0.6% below trend in February and 0.8% above it in June, about $17 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 76522 is 0.1% below its high of $1,197 in October 2025, at $1,196 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 76522 changed +0.5% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 76522 rose 45.2% while median household income rose 34.8% ($53,547 to $72,206). Rent outpaced income.

Since before the pandemic

Rent in ZIP 76522 is 43.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($72,206) is $1,805 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,640); a 4-bedroom is $1,980.

From Zillow's monthly rent index (ZORI) for ZIP 76522. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,352/yr

At $1,196/mo median

Location

CityCopperas Cove

StateTX

CountyCoryell County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.5% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 76522 (Copperas Cove, TX) is majority owner-occupied, has a large share of families with children, 21.8% of residents hold a bachelor's degree or higher.

Population

42,118

Median income

$72,206

Median age

35.1

Renters

37.9%

Age distribution

26.4%

23.5%

28.3%

12.5%

Under 1826.4%

18–3423.5%

35–5428.3%

55–649.4%

65+12.5%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

55.4%

14.2%

22.3%

White55.4%

Black14.2%

Hispanic22.3%

Asian2%

Other6%

Education (25+)

29%

43.1%

21.8%

No HS diploma6.1%

HS diploma29%

Some college43.1%

Bachelor's+21.8%

Housing tenure

62.1%

37.9%

Owner62.1%

Renter37.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76522 in Copperas Cove, TX has changed in 5 years

Rent

$933 → $1,196

up 28.2%

Income

$60,382 → $72,206

up 19.6%

Population

40,050 → 42,118

up 5.2%

Renter share

38.3% → 37.9%

-0.4 pts

Bachelor's+

21.2% → 21.8%

+0.6 pts

Median age

33.5 → 35.1

+1.6 yrs

Since 2021, the typical rent in ZIP 76522 in Copperas Cove, TX has increased from $933 to $1,196, a 28.2% change over five years. Household income in the area moved from $60,382 to $72,206 across the same window, up 19.6% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 5.2% since 2021, moving from about 40,050 residents to roughly 42,118. Reading these numbers side by side helps frame whether current listings in ZIP 76522 in Copperas Cove, TX look reasonable against where the market sat half a decade ago.

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About renting in ZIP 76522

Last updated: October 17, 2026

ZIP code 76522 covers Copperas Cove, TX. The median rent here is $1,196/mo as of October 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,180/mo.

At 20% of local median household income ($72,206/yr), ZIP 76522 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76522?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,196/mo in ZIP 76522. The local median household income is $72,206/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76522?

Rent in ZIP 76522 has risen 0.5% over the past year as of September 2026. It sits 0.1% below its high of $1,197 in October 2025.

When is the cheapest time to rent in ZIP 76522?

Asking rents in ZIP 76522 are usually lowest in February, about 0.6% below their yearly trend, and highest in June, about 0.8% above it. At today's median that is a gap of roughly $17 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 76522?

Yes. From 2019 to 2024, rent in ZIP 76522 rose 45.2% while median household income rose 34.8%, from $53,547 to $72,206. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 76522 compare to other ZIPs in Texas?

ZIP 76522 is one of the more affordable among Texas ZIP codes for rent, ranking #620 of 693 at $1,196/mo. Over the year to September 2026, rent in ZIP 76522 changed +0.5%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.