ZIP Code · TX

ZIP 78109

Part of Converse, TX

Pop. 63,067·Bexar County·285th most expensive ZIP in Texas

Median rent (all units)

$1,659/mo

Year-over-Year

+0.3%

Month-over-Month

-0.2%

vs US Median

-$273

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 78109 · $1,659

More affordable than 61% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,310

1 BR

$1,440

2 BR

$1,740

3 BR

$2,230

4 BR+

$2,600

Research median

$1,740/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 78109 usually run 0.6% below trend in January and 0.5% above it in June, about $18 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 78109 is 0.7% below its high of $1,670 in February 2025, at $1,659 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78109 changed +0.3% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78109 rose 26.6% while median household income rose 30% ($70,242 to $91,320). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 78109 is 25.4% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($91,320) is $2,283 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,230); a 4-bedroom is $2,600.

Cheaper nearby

ZIP 78148, 4 miles away, rents for 30% less ($1,163/mo), about $6,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78109. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,908/yr

At $1,659/mo median

Location

CityConverse

StateTX

CountyBexar County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.3% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 78109 (Converse, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 31% of residents hold a bachelor's degree or higher.

Population

63,067

Median income

$91,320

Median age

31.7

Renters

25.1%

Age distribution

30.3%

25.6%

25.1%

Under 1830.3%

18–3425.6%

35–5425.1%

55–649.5%

65+9.5%

Gender

47.6%

52.4%

Male47.6%

Female52.4%

Race & ethnicity

36.7%

24%

40.4%

White36.7%

Black24%

Hispanic40.4%

Asian4.9%

Education (25+)

26%

35.1%

31%

No HS diploma7.9%

HS diploma26%

Some college35.1%

Bachelor's+31%

Housing tenure

74.9%

25.1%

Owner74.9%

Renter25.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78109 in Converse, TX has changed in 5 years

Rent

$1,417 → $1,659

up 17.1%

Income

$76,783 → $91,320

up 18.9%

Population

48,745 → 63,067

up 29.4%

Renter share

25.7% → 25.1%

-0.6 pts

Bachelor's+

30% → 31%

+1.0 pts

Median age

33 → 31.7

-1.3 yrs

Since 2021, the typical rent in ZIP 78109 in Converse, TX has climbed from $1,417 to $1,659, a 17.1% change over five years. Local incomes tracked alongside that move, going from a median of $76,783 in 2021 to $91,320 more recently. The population has grown by 29.4% since 2021, moving from about 48,745 residents to roughly 63,067. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 78109 in Converse, TX market of 2021.

Community

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Local insights

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About renting in ZIP 78109

Last updated: October 17, 2026

ZIP code 78109 covers Converse, TX. The median rent here is $1,659/mo as of October 2026. A 1-bedroom rents for a median of $1,440/mo. A 2-bedroom rents for a median of $1,740/mo.

At 22% of local median household income ($91,320/yr), ZIP 78109 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78109?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (about $32/hour full-time) to afford the median rent of $1,659/mo in ZIP 78109. The local median household income is $91,320/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78109?

Rent in ZIP 78109 has been roughly flat over the past year as of September 2026, a +0.3% change. It sits 0.7% below its high of $1,670 in February 2025.

When is the cheapest time to rent in ZIP 78109?

Asking rents in ZIP 78109 are usually lowest in January, about 0.6% below their yearly trend, and highest in June, about 0.5% above it. At today's median that is a gap of roughly $18 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 78109?

No. From 2019 to 2024, rent in ZIP 78109 rose 26.6% while median household income rose 30%, from $70,242 to $91,320. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78109 compare to other ZIPs in Texas?

ZIP 78109 is in the middle among Texas ZIP codes for rent, ranking #285 of 693 at $1,659/mo. Over the year to September 2026, rent in ZIP 78109 changed +0.3%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.