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ZIP Code · TX

ZIP 78154

Part of Schertz, TX
Pop. 41,907·Guadalupe County·289th most expensive ZIP in Texas
Median rent (all units)
$1,657/mo
Year-over-Year
+13.5%
Month-over-Month
+9.9%
vs US Median
-$308
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78154 · $1,657
More affordable than 62% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,370
1 BR
$1,500
2 BR
$1,820
3 BR
$2,330
4 BR+
$2,720
Research median
$1,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,884/yr
At $1,657/mo median
Location
StateTX
CountyGuadalupe County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 13.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+13.5% YoY, +9.9% MoM), not inventory.
Demographics

Who lives here

ZIP 78154 (Schertz, TX) is majority owner-occupied, has a median income above the national average, 39.2% of residents hold a bachelor's degree or higher.

Population
41,907
Median income
$100,572
Median age
38.9
Renters
27.6%
Age distribution
22.2%
21.8%
27%
15.8%
13.1%
Under 1822.2%
18–3421.8%
35–5427%
55–6415.8%
65+13.1%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
51.5%
16.6%
33.2%
White51.5%
Black16.6%
Hispanic33.2%
Asian2%
Education (25+)
22.1%
32.2%
39.2%
No HS diploma6.5%
HS diploma22.1%
Some college32.2%
Bachelor's+39.2%
Housing tenure
72.4%
27.6%
Owner72.4%
Renter27.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78154 in Schertz, TX has changed in 5 years

Rent
$1,286 → $1,657
up 28.8%
Income
$84,962 → $100,572
up 18.4%
Population
39,718 → 41,907
up 5.5%
Renter share
30.3% → 27.6%
-2.7 pts
Bachelor's+
40.3% → 39.2%
-1.1 pts
Median age
37.8 → 38.9
+1.1 yrs

Compared with 2021, rent in ZIP 78154 in Schertz, TX has increased by $371 per month, settling near $1,657 after starting the period at $1,286. Median household income grew from $84,962 to $100,572 between 2021 and 2024, a 18.4% shift. Rent outpaced income growth by roughly 10.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 39,718 to 41,907 between 2021 and 2024, a 5.5% change. About 27.6% of households rent today, against 30.3% in 2021. Taken together, the five-year picture in ZIP 78154 in Schertz, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 78154

Last updated: July 20, 2026

ZIP code 78154 covers Schertz, TX. The median rent here is $1,657/mo as of July 2026. A 1-bedroom rents for a median of $1,500/mo. A 2-bedroom rents for a median of $1,820/mo.

At 20% of local median household income ($100,572/yr), ZIP 78154 ranks as affordable compared to the national benchmark of 30%. Rents have increased 13.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78154?

As of July 20, 2026, the median monthly rent in ZIP 78154 (Schertz, TX) is $1,657. This is based on aggregated data from public sources and community submissions.

How does ZIP 78154 rent compare to the US average?

ZIP 78154's median rent of $1,657/mo is $308 (16%) below the US national median of $1,965/mo.

How does ZIP 78154 compare to other ZIPs in Texas?

ZIP 78154 falls in the middle range for Texas, ranking #289 out of 689 ZIPs at $1,657/mo.

How much income do you need to rent in ZIP 78154?

To keep rent at or below 30% of gross income, you would need to earn at least $66,000/year (~$32/hour full-time) to afford the median rent of $1,657/mo in ZIP 78154. The local median household income is $100,572/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78154?

Rent in ZIP 78154 has increased 13.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 78154 an affordable place to rent?

ZIP 78154 is considered very affordable for renters. At $1,657/mo, rent takes approximately 20% of the local median household income ($100,572/yr). The standard benchmark is 30%. ZIP 78154 falls comfortably within that range.

What percentage of ZIP 78154 residents rent vs. own?

According to Census data, approximately 27.6% of ZIP 78154 households are renters, while 72.4% are owner-occupied. ZIP 78154 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78154 compare to the rest of Schertz?

ZIP 78154 is more affordable than Schertz overall. At $1,657/mo, it's $320 below the Schertz citywide median of $1,977/mo.

When was rent data for ZIP 78154 last updated?

Rent data for ZIP 78154 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,657/mo, rent takes ~20% of ZIP 78154's median household income ($100,572/yr). The standard benchmark is 30%.

ZIP 78154 20%Benchmark 30%
State income taxNone
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