ZIP 78154
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12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 78154 usually run 1.2% below trend in December and 1.1% above it in July, about $36 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 78154 is 5.3% below its high of $1,637 in July 2023, at $1,550 as of September 2026.
Rent in ZIP 78154 changed -1.8% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 78154 rose 22.6% while median household income rose 24.6% ($80,707 to $100,572). Income kept ahead of rent.
Rent in ZIP 78154 is 18.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has fallen 2 months in a row, and rose in 5 of the last 12 months.
30% of the median household income ($100,572) is $2,514 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,330); a 4-bedroom is $2,720.
ZIP 78148, 2 miles away, rents for 25% less ($1,163/mo), about $4,600 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 78154. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 78154 (Schertz, TX) is majority owner-occupied, has a median income above the national average, 39.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 78154 in Schertz, TX has changed in 5 years
Compared with 2021, rent in ZIP 78154 in Schertz, TX has increased by $149 per month, settling near $1,550 after starting the period at $1,401. Median household income grew from $84,962 to $100,572 between 2021 and 2024, a 18.4% shift. Income growth outran rent by about 7.8 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 39,718 to 41,907 between 2021 and 2024, a 5.5% change. About 27.6% of households rent today, against 30.3% in 2021. Taken together, the five-year picture in ZIP 78154 in Schertz, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 78154
Last updated: October 17, 2026
ZIP code 78154 covers Schertz, TX. The median rent here is $1,550/mo as of October 2026. A 1-bedroom rents for a median of $1,500/mo. A 2-bedroom rents for a median of $1,820/mo.
At 18% of local median household income ($100,572/yr), ZIP 78154 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.8% over the past year.
Frequently asked questions
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How does ZIP 78154 compare to the rest of Schertz?
At $1,550/mo, rent takes ~18% of ZIP 78154's median household income ($100,572/yr). The standard benchmark is 30%.
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