ZIP Code · TX

ZIP 78610

Part of Buda, TX
Pop. 48,319·Hays County·366th most expensive ZIP in Texas
Median rent (all units)
$1,560/mo
Year-over-Year
-2.6%
Month-over-Month
Stable
vs US Median
-$372
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 78610 · $1,560
More affordable than 69% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,500
1 BR
$1,590
2 BR
$1,880
3 BR
$2,380
4 BR+
$2,800
Research median
$1,880/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 78610 usually run 1.8% below trend in December and 2% above it in July, about $59 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 78610 is 10.8% below its high of $1,748 in May 2022, at $1,560 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78610 changed -2.6% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78610 rose 24.6% while median household income rose 49.1% ($80,256 to $119,698). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 78610 is 13.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 3 months in a row, and rose in 1 of the last 12 months.

What a typical income covers

30% of the median household income ($119,698) is $2,992 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,800).

From Zillow's monthly rent index (ZORI) for ZIP 78610. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$18,720/yr
At $1,560/mo median
Location
CityBuda
StateTX
CountyHays County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 2.6% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-2.6% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 78610 (Buda, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 42.5% of residents hold a bachelor's degree or higher.

Population
48,319
Median income
$119,698
Median age
36.5
Renters
21.2%
Age distribution
26.2%
21.3%
31.8%
Under 1826.2%
18–3421.3%
35–5431.8%
55–6411.5%
65+9.2%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
60.1%
41.1%
White60.1%
Black4%
Hispanic41.1%
Asian2.9%
Education (25+)
22%
27.5%
42.5%
No HS diploma7.9%
HS diploma22%
Some college27.5%
Bachelor's+42.5%
Housing tenure
78.8%
21.2%
Owner78.8%
Renter21.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78610 in Buda, TX has changed in 5 years

Rent
$1,491 → $1,560
up 4.6%
Income
$89,473 → $119,698
up 33.8%
Population
41,681 → 48,319
up 15.9%
Renter share
20.8% → 21.2%
+0.4 pts
Bachelor's+
39.8% → 42.5%
+2.7 pts
Median age
35.4 → 36.5
+1.1 yrs

Five years ago, renters in ZIP 78610 in Buda, TX paid around $1,491 a month. That figure now sits near $1,560, up 4.6% from the 2021 baseline. Median household income climbed from $89,473 to $119,698 between 2021 and 2024, a 33.8% shift. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 78610 in Buda, TX adding about 6,638 residents over the five-year window, up 15.9% on net. Bachelor's-degree-or-higher attainment moved from 39.8% to 42.5% across the same window. Taken together, the five-year picture in ZIP 78610 in Buda, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 78610

Last updated: October 17, 2026

ZIP code 78610 covers Buda, TX. The median rent here is $1,560/mo as of October 2026. A 1-bedroom rents for a median of $1,590/mo. A 2-bedroom rents for a median of $1,880/mo.

At 16% of local median household income ($119,698/yr), ZIP 78610 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78610?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (about $30/hour full-time) to afford the median rent of $1,560/mo in ZIP 78610. The local median household income is $119,698/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78610?

Rent in ZIP 78610 has fallen 2.6% over the past year as of September 2026. It sits 10.8% below its high of $1,748 in May 2022.

When is the cheapest time to rent in ZIP 78610?

Asking rents in ZIP 78610 are usually lowest in December, about 1.8% below their yearly trend, and highest in July, about 2% above it. At today's median that is a gap of roughly $59 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 78610?

No. From 2019 to 2024, rent in ZIP 78610 rose 24.6% while median household income rose 49.1%, from $80,256 to $119,698. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78610 compare to other ZIPs in Texas?

ZIP 78610 is in the middle among Texas ZIP codes for rent, ranking #366 of 693 at $1,560/mo. Over the year to September 2026, rent in ZIP 78610 changed -2.6%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78610 compare to the rest of Buda?

At $1,560/mo, ZIP 78610 is $6 above the Buda citywide median of $1,554/mo.
Income Affordability
16%
VERY AFFORDABLE

At $1,560/mo, rent takes ~16% of ZIP 78610's median household income ($119,698/yr). The standard benchmark is 30%.

ZIP 78610 16%Benchmark 30%
State income taxNone
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Public schools near ZIP 78610 (Buda, TX)

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