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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 78640 usually run 0.9% below trend in January and 0.9% above it in July, about $29 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 78640 is 10.7% below its high of $1,774 in February 2023, at $1,585 as of September 2026.
Rent in ZIP 78640 changed -3.1% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 78640 rose 22.1% while median household income rose 19% ($75,689 to $90,075). Rent outpaced income.
Rent in ZIP 78640 is 10.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 4 of the last 12 months.
30% of the median household income ($90,075) is $2,252 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,810); a 3-bedroom is $2,290.
From Zillow's monthly rent index (ZORI) for ZIP 78640. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 78640 (Kyle, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 29.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 78640 in Kyle, TX has changed in 5 years
Five years ago, renters in ZIP 78640 in Kyle, TX paid around $1,482 a month. That figure now sits near $1,585, up 7.0% from the 2021 baseline. On the earnings side, the typical household in ZIP 78640 in Kyle, TX now reports about $90,075, up from $77,550 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 78640 in Kyle, TX adding about 13,629 residents over the five-year window, up 21.3% on net. Bachelor's-degree-or-higher attainment moved from 26% to 29.3% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 78640 in Kyle, TX reflects that arc in its own way.
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Tips for renters in ZIP 78640
Last updated: October 17, 2026
ZIP code 78640 covers Kyle, TX. The median rent here is $1,585/mo as of October 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $1,810/mo.
At 21% of local median household income ($90,075/yr), ZIP 78640 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.1% over the past year.
Frequently asked questions
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How does ZIP 78640 compare to other ZIPs in Texas?
How does ZIP 78640 compare to the rest of Kyle?
At $1,585/mo, rent takes ~21% of ZIP 78640's median household income ($90,075/yr). The standard benchmark is 30%.
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