RentDataNowRentDataNow
ZIP Code · TX

ZIP 78640

Part of Kyle, TX
Pop. 77,531·Hays County·341st most expensive ZIP in Texas
Median rent (all units)
$1,609/mo
Year-over-Year
+2.2%
Month-over-Month
-3.4%
vs US Median
-$356
Falling (Monthly)
Be the first to discuss 78640 rents ↓
Most AffordableMost Expensive
ZIP 78640 · $1,609
More affordable than 66% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,530
2 BR
$1,810
3 BR
$2,290
4 BR+
$2,700
Research median
$1,810/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$19,308/yr
At $1,609/mo median
Location
CityKyle
StateTX
CountyHays County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 2.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+2.2% YoY, -3.4% MoM), not inventory.
Demographics

Who lives here

ZIP 78640 (Kyle, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 29.3% of residents hold a bachelor's degree or higher.

Population
77,531
Median income
$90,075
Median age
33.4
Renters
29%
Age distribution
26.3%
26.7%
29.2%
Under 1826.3%
18–3426.7%
35–5429.2%
55–6410.3%
65+7.5%
Gender
51.1%
48.9%
Male51.1%
Female48.9%
Race & ethnicity
46.1%
56.7%
White46.1%
Black5.2%
Hispanic56.7%
Asian1.1%
Education (25+)
27.6%
31.5%
29.3%
No HS diploma11.6%
HS diploma27.6%
Some college31.5%
Bachelor's+29.3%
Housing tenure
71%
29%
Owner71%
Renter29%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78640 in Kyle, TX has changed in 5 years

Rent
$1,506 → $1,609
up 6.8%
Income
$77,550 → $90,075
up 16.2%
Population
63,902 → 77,531
up 21.3%
Renter share
28.9% → 29%
+0.1 pts
Bachelor's+
26% → 29.3%
+3.3 pts
Median age
32.7 → 33.4
+0.7 yrs

Five years ago, renters in ZIP 78640 in Kyle, TX paid around $1,506 a month. That figure now sits near $1,609, up 6.8% from the 2021 baseline. On the earnings side, the typical household in ZIP 78640 in Kyle, TX now reports about $90,075, up from $77,550 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 78640 in Kyle, TX adding about 13,629 residents over the five-year window, up 21.3% on net. Bachelor's-degree-or-higher attainment moved from 26% to 29.3% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 78640 in Kyle, TX reflects that arc in its own way.

Community

Discussions about ZIP 78640

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 78640

About renting in ZIP 78640

Last updated: July 20, 2026

ZIP code 78640 covers Kyle, TX. The median rent here is $1,609/mo as of July 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $1,810/mo.

At 21% of local median household income ($90,075/yr), ZIP 78640 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78640?

As of July 20, 2026, the median monthly rent in ZIP 78640 (Kyle, TX) is $1,609. This is based on aggregated data from public sources and community submissions.

How does ZIP 78640 rent compare to the US average?

ZIP 78640's median rent of $1,609/mo is $356 (18%) below the US national median of $1,965/mo.

How does ZIP 78640 compare to other ZIPs in Texas?

ZIP 78640 falls in the middle range for Texas, ranking #341 out of 689 ZIPs at $1,609/mo.

How much income do you need to rent in ZIP 78640?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (~$31/hour full-time) to afford the median rent of $1,609/mo in ZIP 78640. The local median household income is $90,075/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78640?

Rent in ZIP 78640 has increased 2.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 78640 an affordable place to rent?

ZIP 78640 is considered very affordable for renters. At $1,609/mo, rent takes approximately 21% of the local median household income ($90,075/yr). The standard benchmark is 30%. ZIP 78640 falls comfortably within that range.

What percentage of ZIP 78640 residents rent vs. own?

According to Census data, approximately 29% of ZIP 78640 households are renters, while 71% are owner-occupied. ZIP 78640 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78640 compare to the rest of Kyle?

ZIP 78640 is pricier than Kyle as a whole. At $1,609/mo, it's $2 above the Kyle citywide median of $1,607/mo.

When was rent data for ZIP 78640 last updated?

Rent data for ZIP 78640 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,609/mo, rent takes ~21% of ZIP 78640's median household income ($90,075/yr). The standard benchmark is 30%.

ZIP 78640 21%Benchmark 30%
State income taxNone
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 78640 (Kyle, TX)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.