ZIP Code · TX

ZIP 78669

Pop. 12,592·Travis County·1st most expensive ZIP in Texas
Median rent (all units)
$3,572/mo
Year-over-Year
+6.4%
Month-over-Month
Stable
vs US Median
+$1,640
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 78669 · $3,572
More expensive than 96% of US ZIP codes · National median $1,932/mo
Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,490
2 BR
$1,760
3 BR
$2,240
4 BR+
$2,600
Research median
$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in ZIP 78669 changed +6.4% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($128,000) is $3,200 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,600).

Cheaper nearby

ZIP 78645, 9 miles away, rents for 45% less ($1,953/mo), about $19,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78669. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$42,864/yr
At $3,572/mo median
Location
StateTX
CountyTravis County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.4% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 78669 (Spicewood, TX) is majority owner-occupied, has a large retiree population, has a median income above the national average, 57.7% of residents hold a bachelor's degree or higher.

Population
12,592
Median income
$128,000
Median age
47
Renters
7.9%
Age distribution
22.3%
12.4%
25.3%
15.2%
24.8%
Under 1822.3%
18–3412.4%
35–5425.3%
55–6415.2%
65+24.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
81.8%
14.7%
White81.8%
Black1.6%
Hispanic14.7%
Asian3.2%
Education (25+)
16.2%
23.1%
57.7%
No HS diploma3%
HS diploma16.2%
Some college23.1%
Bachelor's+57.7%
Housing tenure
92.1%
Owner92.1%
Renter7.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78669 in Spicewood, TX has changed in 5 years

Income
$110,573 → $128,000
up 15.8%
Population
10,730 → 12,592
up 17.4%
Renter share
10.9% → 7.9%
-3.0 pts
Bachelor's+
53.7% → 57.7%
+4.0 pts
Median age
46.3 → 47
+0.7 yrs

Local incomes tracked alongside that move, going from a median of $110,573 in 2021 to $128,000 more recently. The population has grown by 17.4% since 2021, moving from about 10,730 residents to roughly 12,592. Renters now make up 7.9% of households, compared with 10.9% five years ago. College-educated residents now make up 57.7% of adults here, versus 53.7% in 2021.

Community

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Local insights

Tips for renters in ZIP 78669

About renting in ZIP 78669

Last updated: October 17, 2026

ZIP code 78669 covers Spicewood, TX. The median rent here is $3,572/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.

At 33% of local median household income ($128,000/yr), ZIP 78669 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78669?

To keep rent at or below 30% of gross income, you would need to earn at least $143,000/year (about $69/hour full-time) to afford the median rent of $3,572/mo in ZIP 78669. The local median household income is $128,000/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 78669?

Rent in ZIP 78669 has risen 6.4% over the past year.

How does ZIP 78669 compare to other ZIPs in Texas?

ZIP 78669 is one of the pricier among Texas ZIP codes for rent, ranking #1 of 693 at $3,572/mo. Over the year to September 2026, rent in ZIP 78669 changed +6.4%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78669 compare to the rest of Spicewood?

ZIP 78669 sits right at the Spicewood citywide median of $3,572/mo.
Income Affordability
33%
MODERATE

At $3,572/mo, rent takes ~33% of ZIP 78669's median household income ($128,000/yr). The standard benchmark is 30%.

ZIP 78669 33%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 78669 (Spicewood, TX)

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