ZIP Code · CO

ZIP 80528

Part of Fort Collins, CO

Pop. 24,960·Larimer County·54th most expensive ZIP in Colorado

Median rent (all units)

$2,146/mo

Year-over-Year

+5.1%

Month-over-Month

+1.5%

vs US Median

+$214

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 80528 · $2,146

More expensive than 68% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,750

1 BR

$1,780

2 BR

$2,010

3 BR

$2,770

4 BR+

$2,950

Research median

$2,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in ZIP 80528 usually run 2.9% below trend in November and 2.8% above it in July, about $122 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 80528 is at its highest level since Zillow's records here began in December 2020.

Past year vs. the rest of Colorado

Rent in ZIP 80528 changed +5.1% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($130,350) is $3,259 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,950).

Rank in Fort Collins

5th cheapest of 5 ZIP codes in Fort Collins.

Cheaper nearby

ZIP 80525, 3 miles away, rents for 14% less ($1,853/mo), about $3,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 80528. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,752/yr

At $2,146/mo median

Location

CityFort Collins

StateCO

CountyLarimer County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.1% YoY, +1.5% MoM), not inventory.

Demographics

Who lives here

ZIP 80528 (Fort Collins, CO) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 65.6% of residents hold a bachelor's degree or higher.

Population

24,960

Median income

$130,350

Median age

35.7

Renters

32.9%

Age distribution

27.6%

21%

28.5%

12.6%

Under 1827.6%

18–3421%

35–5428.5%

55–6410.3%

65+12.6%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

74.2%

15.6%

White74.2%

Black1.7%

Hispanic15.6%

Asian6.8%

Other1.7%

Education (25+)

20.6%

65.6%

No HS diploma2.7%

HS diploma11.1%

Some college20.6%

Bachelor's+65.6%

Housing tenure

67.1%

32.9%

Owner67.1%

Renter32.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80528 in Fort Collins, CO has changed in 5 years

Rent

$1,609 → $2,146

up 33.4%

Income

$118,099 → $130,350

up 10.4%

Population

23,352 → 24,960

up 6.9%

Renter share

27.7% → 32.9%

+5.2 pts

Bachelor's+

61.1% → 65.6%

+4.5 pts

Five years ago, renters in ZIP 80528 in Fort Collins, CO paid around $1,609 a month. That figure now sits near $2,146, up 33.4% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $118,099 in 2021 to $130,350 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 80528 in Fort Collins, CO adding about 1,608 residents over the five-year window, up 6.9% on net. The renter share has risen from 27.7% to 32.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 61.1% to 65.6% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 80528 in Fort Collins, CO market of 2021.

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About renting in ZIP 80528

Last updated: October 17, 2026

ZIP code 80528 covers Fort Collins, CO. The median rent here is $2,146/mo as of October 2026. A 1-bedroom rents for a median of $1,780/mo. A 2-bedroom rents for a median of $2,010/mo.

At 20% of local median household income ($130,350/yr), ZIP 80528 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80528?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (about $41/hour full-time) to afford the median rent of $2,146/mo in ZIP 80528. The local median household income is $130,350/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 80528?

Rent in ZIP 80528 has risen 5.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2020.

When is the cheapest time to rent in ZIP 80528?

Asking rents in ZIP 80528 are usually lowest in November, about 2.9% below their yearly trend, and highest in July, about 2.8% above it. At today's median that is a gap of roughly $122 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 80528 compare to other ZIPs in Colorado?

ZIP 80528 is one of the pricier among Colorado ZIP codes for rent, ranking #54 of 168 at $2,146/mo. Over the year to September 2026, rent in ZIP 80528 changed +5.1%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.