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ZIP Code · AZ

ZIP 85020

Part of Phoenix, AZ
Pop. 34,916·Maricopa County·148th most expensive ZIP in Arizona
Median rent (all units)
$1,430/mo
Year-over-Year
+3.0%
Month-over-Month
+0.6%
vs US Median
-$535
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 85020 · $1,430
More affordable than 79% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,390
1 BR
$1,510
2 BR
$1,750
3 BR
$2,330
4 BR+
$2,590
Research median
$1,750/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,160/yr
At $1,430/mo median
Location
StateAZ
CountyMaricopa County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.0% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 85020 (Phoenix, AZ) is roughly split between renters and owners, has a large retiree population, 43.4% of residents hold a bachelor's degree or higher.

Population
34,916
Median income
$83,735
Median age
45.5
Renters
45.4%
Age distribution
14.6%
22.4%
26.4%
14.9%
21.7%
Under 1814.6%
18–3422.4%
35–5426.4%
55–6414.9%
65+21.7%
Gender
51.9%
48.1%
Male51.9%
Female48.1%
Race & ethnicity
65.6%
26%
White65.6%
Black5%
Hispanic26%
Asian2.2%
Other1.2%
Education (25+)
16.8%
30.3%
43.4%
No HS diploma9.5%
HS diploma16.8%
Some college30.3%
Bachelor's+43.4%
Housing tenure
54.6%
45.4%
Owner54.6%
Renter45.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 85020 in Phoenix, AZ has changed in 5 years

Rent
$1,152 → $1,430
up 24.1%
Income
$67,361 → $83,735
up 24.3%
Population
33,582 → 34,916
up 4.0%
Renter share
47.2% → 45.4%
-1.8 pts
Bachelor's+
40.3% → 43.4%
+3.1 pts
Median age
43.6 → 45.5
+1.9 yrs

Rent in ZIP 85020 in Phoenix, AZ has climbed 24.1% since 2021, going from about $1,152 per month to roughly $1,430 today. Local incomes tracked alongside that move, going from a median of $67,361 in 2021 to $83,735 more recently. Headcount in the area went from 33,582 to 34,916 between 2021 and 2024, a 4.0% change. About 45.4% of households rent today, against 47.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 40.3% to 43.4%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 85020 in Phoenix, AZ market of 2021.

Community

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Local insights

Tips for renters in ZIP 85020

About renting in ZIP 85020

Last updated: July 20, 2026

ZIP code 85020 covers Phoenix, AZ. The median rent here is $1,430/mo as of July 2026. A 1-bedroom rents for a median of $1,510/mo. A 2-bedroom rents for a median of $1,750/mo.

At 20% of local median household income ($83,735/yr), ZIP 85020 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 85020?

As of July 20, 2026, the median monthly rent in ZIP 85020 (Phoenix, AZ) is $1,430. This is based on aggregated data from public sources and community submissions.

How does ZIP 85020 rent compare to the US average?

ZIP 85020's median rent of $1,430/mo is $535 (27%) below the US national median of $1,965/mo.

How does ZIP 85020 compare to other ZIPs in Arizona?

ZIP 85020 is among the more affordable ZIP codes in Arizona, ranking #148 out of 185 ZIPs at $1,430/mo.

How much income do you need to rent in ZIP 85020?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,430/mo in ZIP 85020. The local median household income is $83,735/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 85020?

Rent in ZIP 85020 has increased 3.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 85020 an affordable place to rent?

ZIP 85020 is considered very affordable for renters. At $1,430/mo, rent takes approximately 20% of the local median household income ($83,735/yr). The standard benchmark is 30%. ZIP 85020 falls comfortably within that range.

What percentage of ZIP 85020 residents rent vs. own?

According to Census data, approximately 45.4% of ZIP 85020 households are renters, while 54.6% are owner-occupied. ZIP 85020 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 85020 compare to the rest of Phoenix?

ZIP 85020 is more affordable than Phoenix overall. At $1,430/mo, it's $139 below the Phoenix citywide median of $1,569/mo.

When was rent data for ZIP 85020 last updated?

Rent data for ZIP 85020 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,430/mo, rent takes ~20% of ZIP 85020's median household income ($83,735/yr). The standard benchmark is 30%.

ZIP 85020 20%Benchmark 30%
State income tax2.5%
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Schools nearby

Public schools near ZIP 85020 (Phoenix, AZ)

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