ZIP Code · AZ

ZIP 85028

Part of Phoenix, AZ
Pop. 18,752·Maricopa County·2nd most expensive ZIP in Arizona
Median rent (all units)
$3,174/mo
Year-over-Year
+23.6%
Month-over-Month
+3.1%
vs US Median
+$1,242
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 85028 · $3,174
More expensive than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,740
1 BR
$1,890
2 BR
$2,200
3 BR
$2,930
4 BR+
$3,250
Research median
$2,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Arizona

Rent in ZIP 85028 changed +23.6% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.

Recent direction

Rent has risen 8 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($125,054) is $3,126 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,930); a 4-bedroom is $3,250.

Rank in Phoenix

43rd cheapest of 43 ZIP codes in Phoenix.

Cheaper nearby

ZIP 85020, 3 miles away, rents for 54% less ($1,472/mo), about $20,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 85028. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$38,088/yr
At $3,174/mo median
Location
StateAZ
CountyMaricopa County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 23.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+23.6% YoY, +3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 85028 (Phoenix, AZ) is majority owner-occupied, has a large retiree population, has a median income above the national average, 58.6% of residents hold a bachelor's degree or higher.

Population
18,752
Median income
$125,054
Median age
49.6
Renters
17.3%
Age distribution
18.5%
13%
26%
18%
24.5%
Under 1818.5%
18–3413%
35–5426%
55–6418%
65+24.5%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
82.2%
White82.2%
Black2.3%
Hispanic9.8%
Asian1.9%
Other3.8%
Education (25+)
12.3%
26.1%
58.6%
No HS diploma2.9%
HS diploma12.3%
Some college26.1%
Bachelor's+58.6%
Housing tenure
82.7%
17.3%
Owner82.7%
Renter17.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 85028 in Phoenix, AZ has changed in 5 years

Income
$105,472 → $125,054
up 18.6%
Population
18,136 → 18,752
up 3.4%
Renter share
15.2% → 17.3%
+2.1 pts
Bachelor's+
56.2% → 58.6%
+2.4 pts
Median age
48.5 → 49.6
+1.1 yrs

Local incomes tracked alongside that move, going from a median of $105,472 in 2021 to $125,054 more recently. Census counts show ZIP 85028 in Phoenix, AZ adding about 616 residents over the five-year window, up 3.4% on net. The renter share has risen from 15.2% to 17.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 56.2% to 58.6% across the same window.

Community

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Local insights

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About renting in ZIP 85028

Last updated: October 17, 2026

ZIP code 85028 covers Phoenix, AZ. The median rent here is $3,174/mo as of October 2026. A 1-bedroom rents for a median of $1,890/mo. A 2-bedroom rents for a median of $2,200/mo.

At 30% of local median household income ($125,054/yr), ZIP 85028 ranks as moderate compared to the national benchmark of 30%. Rents have increased 23.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85028?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (about $61/hour full-time) to afford the median rent of $3,174/mo in ZIP 85028. The local median household income is $125,054/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 85028?

Rent in ZIP 85028 has risen 23.6% over the past year.

How does ZIP 85028 compare to other ZIPs in Arizona?

ZIP 85028 is one of the pricier among Arizona ZIP codes for rent, ranking #2 of 183 at $3,174/mo. Over the year to September 2026, rent in ZIP 85028 changed +23.6%, against a typical +1.6% across the 171 Arizona ZIP codes Zillow tracks.

How does ZIP 85028 compare to the rest of Phoenix?

At $3,174/mo, ZIP 85028 is $1,603 above the Phoenix citywide median of $1,571/mo. It is the 43rd cheapest of 43 ZIP codes in Phoenix.
Income Affordability
30%
MODERATE

At $3,174/mo, rent takes ~30% of ZIP 85028's median household income ($125,054/yr). The standard benchmark is 30%.

ZIP 85028 30%Benchmark 30%
State income tax2.5%
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Public schools near ZIP 85028 (Phoenix, AZ)

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