ZIP Code · AZ

ZIP 85131

Part of Eloy, AZ

Pop. 18,794·Pinal County·162nd most expensive ZIP in Arizona

Median rent (all units)

$1,285/mo

Year-over-Year

Stable

Month-over-Month

-2.1%

vs US Median

-$647

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 85131 · $1,285

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,190

1 BR

$1,300

2 BR

$1,530

3 BR

$2,070

4 BR+

$2,350

Research median

$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($56,576) is $1,414 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,300); a 2-bedroom is $1,530.

From Zillow's monthly rent index (ZORI) for ZIP 85131. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,420/yr

At $1,285/mo median

Location

CityEloy

StateAZ

CountyPinal County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -2.1% MoM), not inventory.

Demographics

Who lives here

ZIP 85131 (Eloy, AZ) is majority owner-occupied, has a large retiree population, has a median income below the national average, 12.9% of residents hold a bachelor's degree or higher.

Population

18,794

Median income

$56,576

Median age

40.7

Renters

24.6%

Age distribution

14.4%

25.3%

28.5%

20.2%

Under 1814.4%

18–3425.3%

35–5428.5%

55–6411.5%

65+20.2%

Gender

66.2%

33.8%

Male66.2%

Female33.8%

Race & ethnicity

47.1%

46.1%

White47.1%

Black8.4%

Hispanic46.1%

Asian0.8%

Education (25+)

24.3%

33.4%

29.4%

12.9%

No HS diploma24.3%

HS diploma33.4%

Some college29.4%

Bachelor's+12.9%

Housing tenure

75.4%

24.6%

Owner75.4%

Renter24.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 85131 in Eloy, AZ has changed in 5 years

Income

$51,471 → $56,576

up 9.9%

Population

17,032 → 18,794

up 10.3%

Renter share

36.2% → 24.6%

-11.6 pts

Bachelor's+

8.3% → 12.9%

+4.6 pts

Median age

36.2 → 40.7

+4.5 yrs

On the earnings side, the typical household in ZIP 85131 in Eloy, AZ now reports about $56,576, up from $51,471 in 2021. Census counts show ZIP 85131 in Eloy, AZ adding about 1,762 residents over the five-year window, up 10.3% on net. The renter share has eased from 36.2% to 24.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 8.3% to 12.9% across the same window.

Community

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Local insights

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About renting in ZIP 85131

Last updated: October 17, 2026

ZIP code 85131 covers Eloy, AZ. The median rent here is $1,285/mo as of October 2026. A 1-bedroom rents for a median of $1,300/mo. A 2-bedroom rents for a median of $1,530/mo.

At 27% of local median household income ($56,576/yr), ZIP 85131 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 85131?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (about $25/hour full-time) to afford the median rent of $1,285/mo in ZIP 85131. The local median household income is $56,576/yr, so the typical household meets that bar.