ZIP 86403
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 86403 is 0% below its high of $1,526 in August 2026, at $1,526 as of September 2026.
Rent in ZIP 86403 changed +3.0% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.
30% of the median household income ($58,967) is $1,474 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,430); a 3-bedroom is $1,990.
1st cheapest of 3 ZIP codes in Lake Havasu City.
From Zillow's monthly rent index (ZORI) for ZIP 86403. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 86403 (Lake Havasu City, AZ) is majority owner-occupied, has a large retiree population, has a median income below the national average, 17.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 86403 in Lake Havasu City, AZ has changed in 5 years
Compared with 2023, rent in ZIP 86403 in Lake Havasu City, AZ has climbed by $172 per month, settling near $1,526 after starting the period at $1,354. Census figures show median household income at $58,967 today, compared with $48,369 five years earlier. Income growth outran rent by about 9.2 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 18,068 to 18,295 between 2021 and 2024, a 1.3% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.
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Tips for renters in ZIP 86403
Last updated: October 17, 2026
ZIP code 86403 covers Lake Havasu City, AZ. The median rent here is $1,526/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,430/mo.
At 31% of local median household income ($58,967/yr), ZIP 86403 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.
Frequently asked questions
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How does ZIP 86403 compare to other ZIPs in Arizona?
How does ZIP 86403 compare to the rest of Lake Havasu City?
At $1,526/mo, rent takes ~31% of ZIP 86403's median household income ($58,967/yr). The standard benchmark is 30%.
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