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ZIP Code · AZ

ZIP 86404

Pop. 19,234·Mohave County·44th most expensive ZIP in Arizona
Median rent (all units)
$2,039/mo
Year-over-Year
+6.5%
Month-over-Month
+1.4%
vs US Median
+$74
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 86404 · $2,039
More expensive than 63% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,400
1 BR
$1,410
2 BR
$1,810
3 BR
$2,520
4 BR+
$2,770
Research median
$1,810/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,468/yr
At $2,039/mo median
Location
StateAZ
CountyMohave County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.5% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 86404 (Lake Havasu City, AZ) is majority owner-occupied, has a large retiree population, 19.9% of residents hold a bachelor's degree or higher.

Population
19,234
Median income
$72,910
Median age
59.1
Renters
19.3%
Age distribution
12.7%
15.3%
17.2%
16.9%
37.9%
Under 1812.7%
18–3415.3%
35–5417.2%
55–6416.9%
65+37.9%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
83.8%
13.7%
White83.8%
Hispanic13.7%
Asian1%
Other1.2%
Education (25+)
32.1%
41.4%
19.9%
No HS diploma6.7%
HS diploma32.1%
Some college41.4%
Bachelor's+19.9%
Housing tenure
80.7%
19.3%
Owner80.7%
Renter19.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 86404 in Lake Havasu City, AZ has changed in 5 years

Income
$63,423 → $72,910
up 15.0%
Population
17,966 → 19,234
up 7.1%
Renter share
18.6% → 19.3%
+0.7 pts
Bachelor's+
16.2% → 19.9%
+3.7 pts

Local incomes tracked alongside that move, going from a median of $63,423 in 2021 to $72,910 more recently. The population has grown by 7.1% since 2021, moving from about 17,966 residents to roughly 19,234. College-educated residents now make up 19.9% of adults here, versus 16.2% in 2021.

Community

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Local insights

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About renting in ZIP 86404

Last updated: July 20, 2026

ZIP code 86404 covers Lake Havasu City, AZ. The median rent here is $2,039/mo as of July 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,810/mo.

At 34% of local median household income ($72,910/yr), ZIP 86404 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 86404?

As of July 20, 2026, the median monthly rent in ZIP 86404 (Lake Havasu City, AZ) is $2,039. This is based on aggregated data from public sources and community submissions.

How does ZIP 86404 rent compare to the US average?

ZIP 86404's median rent of $2,039/mo is $74 (4%) above the US national median of $1,965/mo.

How does ZIP 86404 compare to other ZIPs in Arizona?

ZIP 86404 is one of the pricier ZIP codes in Arizona, ranking #44 out of 185 ZIPs tracked at $2,039/mo.

How much income do you need to rent in ZIP 86404?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (~$39/hour full-time) to afford the median rent of $2,039/mo in ZIP 86404. The local median household income is $72,910/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 86404?

Rent in ZIP 86404 has increased 6.5% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 86404 an affordable place to rent?

ZIP 86404 is considered moderate for renters. At $2,039/mo, rent takes approximately 34% of the local median household income ($72,910/yr). The standard benchmark is 30%. ZIP 86404 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 86404 residents rent vs. own?

According to Census data, approximately 19.3% of ZIP 86404 households are renters, while 80.7% are owner-occupied. ZIP 86404 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 86404 compare to the rest of Lake Havasu City?

ZIP 86404 is pricier than Lake Havasu City as a whole. At $2,039/mo, it's $286 above the Lake Havasu City citywide median of $1,753/mo.

When was rent data for ZIP 86404 last updated?

Rent data for ZIP 86404 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $2,039/mo, rent takes ~34% of ZIP 86404's median household income ($72,910/yr). The standard benchmark is 30%.

ZIP 86404 34%Benchmark 30%
State income tax2.5%
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Schools nearby

Public schools near ZIP 86404 (Lake Havasu City, AZ)

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