ZIP 86404
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 86404 is at its highest level since Zillow's records here began in April 2023.
Rent in ZIP 86404 changed +6.9% over the year to September 2026. Across the 171 Arizona ZIP codes Zillow tracks, the typical change was +1.6%.
Rent rose in 8 of the last 12 months.
30% of the median household income ($72,910) is $1,823 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,810); a 3-bedroom is $2,520.
3rd cheapest of 3 ZIP codes in Lake Havasu City.
ZIP 86403, 8 miles away, rents for 21% less ($1,526/mo), about $4,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 86404. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 86404 (Lake Havasu City, AZ) is majority owner-occupied, has a large retiree population, 19.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 86404 in Lake Havasu City, AZ has changed in 5 years
The median rent in ZIP 86404 in Lake Havasu City, AZ stood at $1,702 in 2023 and currently runs about $1,926, reflecting a 13.2% increase over the period. Local incomes tracked alongside that move, going from a median of $63,423 in 2021 to $72,910 more recently. The population has grown by 7.1% since 2021, moving from about 17,966 residents to roughly 19,234. College-educated residents now make up 19.9% of adults here, versus 16.2% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 86404 in Lake Havasu City, AZ market of 2023.
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Tips for renters in ZIP 86404
Last updated: October 17, 2026
ZIP code 86404 covers Lake Havasu City, AZ. The median rent here is $1,926/mo as of October 2026. A 1-bedroom rents for a median of $1,410/mo. A 2-bedroom rents for a median of $1,810/mo.
At 32% of local median household income ($72,910/yr), ZIP 86404 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.
Frequently asked questions
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How does ZIP 86404 compare to other ZIPs in Arizona?
How does ZIP 86404 compare to the rest of Lake Havasu City?
At $1,926/mo, rent takes ~32% of ZIP 86404's median household income ($72,910/yr). The standard benchmark is 30%.
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