ZIP Code · CA

ZIP 91786

Part of Upland, CA
Pop. 55,829·San Bernardino County·706th most expensive ZIP in California
Median rent (all units)
$2,311/mo
Year-over-Year
+3.5%
Month-over-Month
+0.3%
vs US Median
+$379
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 91786 · $2,311
More expensive than 74% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,110
1 BR
$2,210
2 BR
$2,740
3 BR
$3,630
4 BR+
$4,380
Research median
$2,740/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 91786 is at its highest level since Zillow's records here began in December 2018.

Past year vs. the rest of California

Rent in ZIP 91786 changed +3.4% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 91786 rose 37.9% while median household income rose 49.4% ($61,898 to $92,458). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 91786 is 42.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($92,458) is $2,311 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,210); a 2-bedroom is $2,740.

From Zillow's monthly rent index (ZORI) for ZIP 91786. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$27,732/yr
At $2,311/mo median
Location
CityUpland
StateCA
CountySan Bernardino County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.5% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 91786 (Upland, CA) is roughly split between renters and owners, has a median income above the national average, 32.8% of residents hold a bachelor's degree or higher.

Population
55,829
Median income
$92,458
Median age
35.3
Renters
54.1%
Age distribution
22.4%
27.1%
27.1%
13%
Under 1822.4%
18–3427.1%
35–5427.1%
55–6410.3%
65+13%
Gender
47.3%
52.7%
Male47.3%
Female52.7%
Race & ethnicity
35.9%
50.1%
White35.9%
Black7.5%
Hispanic50.1%
Asian10.1%
Education (25+)
25.7%
30.7%
32.8%
No HS diploma10.7%
HS diploma25.7%
Some college30.7%
Bachelor's+32.8%
Housing tenure
45.9%
54.1%
Owner45.9%
Renter54.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 91786 in Upland, CA has changed in 5 years

Rent
$1,809 → $2,311
up 27.8%
Income
$71,693 → $92,458
up 29.0%
Population
55,405 → 55,829
up 0.8%
Renter share
58.1% → 54.1%
-4.0 pts
Bachelor's+
27.8% → 32.8%
+5.0 pts
Median age
34 → 35.3
+1.3 yrs

The median rent in ZIP 91786 in Upland, CA stood at $1,809 in 2021 and currently runs about $2,311, reflecting a 27.8% increase over the period. On the earnings side, the typical household in ZIP 91786 in Upland, CA now reports about $92,458, up from $71,693 in 2021. Renters now make up 54.1% of households, compared with 58.1% five years ago. College-educated residents now make up 32.8% of adults here, versus 27.8% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 91786 in Upland, CA reflects that arc in its own way.

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Local insights

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About renting in ZIP 91786

Last updated: October 17, 2026

ZIP code 91786 covers Upland, CA. The median rent here is $2,311/mo as of October 2026. A 1-bedroom rents for a median of $2,210/mo. A 2-bedroom rents for a median of $2,740/mo.

At 30% of local median household income ($92,458/yr), ZIP 91786 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 91786?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (about $44/hour full-time) to afford the median rent of $2,311/mo in ZIP 91786. The local median household income is $92,458/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 91786?

Rent in ZIP 91786 has risen 3.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2018.

Has rent outpaced income in ZIP 91786?

No. From 2019 to 2024, rent in ZIP 91786 rose 37.9% while median household income rose 49.4%, from $61,898 to $92,458. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 91786 compare to other ZIPs in California?

ZIP 91786 is one of the more affordable among California ZIP codes for rent, ranking #706 of 898 at $2,311/mo. Over the year to September 2026, rent in ZIP 91786 changed +3.4%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 91786 compare to the rest of Upland?

At $2,311/mo, ZIP 91786 is $81 below the Upland citywide median of $2,392/mo.
Income Affordability
30%
MODERATE

At $2,311/mo, rent takes ~30% of ZIP 91786's median household income ($92,458/yr). The standard benchmark is 30%.

ZIP 91786 30%Benchmark 30%
State income tax1–13.3%
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